[{"data":1,"prerenderedAt":5279},["ShallowReactive",2],{"comparison-kreditkarte-kostenlos":3},{"directusData":4,"page":5245,"uri":5277,"type":5278},{"id":5,"slug":6,"title":7,"text":8,"date_updated":9,"factsheet":10,"show_calculator":15,"show_filter":16,"show_layout_toggle":16,"default_parameters":17,"default_filter_parameters":37,"items_filter":38,"custom_table_columns":37,"table_sort":42,"disclaimer":51,"selected_alt_product_name":37,"parent_awards":52,"award_highlight":56,"tags":37,"award_1_label":57,"comparison":58,"user_created":4243,"award_1_item":4249,"award_2_label":198,"award_2_item":4256,"award_3_label":199,"award_3_item":4263,"award_4_label":198,"award_4_item":4270,"items":4277,"table_columns":5207,"product_selection_title":64},14,"kostenlos","Kostenlose Kreditkarten im Vergleich","\u003Ch2>Bankkarten ohne Gebühren 07\u002F2026\u003C\u002Fh2>\n\u003Cp>Nicht jede Kreditkarte ist in jeder Situation kostenlos. Auch wenn keine Jahresgebühr zu zahlen ist, können für bestimmte Leistungen trotzdem Gebühren anfallen. Wenn die Kreditkarte bspw. nicht rechtzeitig ausgeglichen wird oder Zahlungen und Geldabhebungen z.B. im Ausland getätigt werden, können Gebühren verlangt werden. Vergleiche hier, welche Kreditkarte die beste für dich ist.\u003C\u002Fp>","2026-07-01T09:10:30.298Z",[11],{"key":12,"value":13,"icon":14,"label":12},"Befragte Personen","2.106","users",true,false,[18,22,26,30,33],{"title":19,"key":20,"value":21},"Betrag Kartenzahlung in Fremdwährung p.M.","monthlyForeignCardPayment","1000",{"title":23,"key":24,"value":25},"Abhebebetrag in Fremdwährung p.M.","monthlyForeignWithdrawal","300",{"title":27,"key":28,"value":29},"Anzahl Abhebungen in Fremdwährung p.M.","monthlyForeignWithdrawalCount","2",{"title":31,"key":32,"value":21},"Abhebebetrag in DE p.M.","monthlyWithdrawal",{"key":34,"value":35,"title":36},"monthlyWithdrawalCount","3","Anzahl Abhebungen in DE p.M.",null,[39],{"key":40,"filter":41},"card_fee","empty",[43,47],{"label":44,"key":45,"sort":46,"default_sort":16},"Gesamtkosten p.M.","total_costs","asc",{"label":48,"key":49,"sort":50,"default_sort":15},"Testnote","rating","desc","\u003Cp>Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Anbieter\u003C\u002Fp>\n\u003Cp>Hinweis: Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Die aufgeführten Konditionen im Vergleich beziehen sich auf Neukunden. Wie wir die Punkte für einzelne Konditionen vergeben, findest du in \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vTO1BnWtiMI7OAwsETcXrUro961ZykGFuvwLm1j7ubtqRnKOKsst3aoXvQOF0CuLEPxHEFj8zOCOU2U\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp data-pm-slice=\"1 1 []\">*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>",[53,54,55],"award_2","award_3","award_4","0","Beste Gratis-Karte",{"title":59,"slug":60,"date_updated":61,"factsheet":62,"product_selection_title":64,"default_parameters":65,"table_columns":71,"table_sort":194,"disclaimer":51,"award_1_label":197,"award_2_label":198,"award_3_label":199,"award_4_label":198,"user_created":200,"award_1_item":204,"award_2_item":219,"award_3_item":234,"award_4_item":246,"items":261},"Kreditkarten-Vergleich","kreditkarte","2026-07-01T09:09:00.929Z",[63],{"key":12,"value":13,"icon":14,"label":12},"Deine Kreditkarten Auswahl",[66,67,68,69,70],{"title":19,"key":20,"value":21},{"title":23,"key":24,"value":25},{"title":27,"key":28,"value":29},{"title":31,"key":32,"value":21},{"key":34,"value":35,"title":36},[72,80,83,87,91,93,99,104,108,112,116,123,128,133,140,145,148,153,158,163,166,172,176,179,182,186,190],{"label":73,"key":74,"type":75,"active":15,"options":76,"mobile_rank":79},"Kreditkarte","payment_card","image",[77,78],"transparent","full-width",-1,{"key":81,"label":82,"active":16,"type":81},"provider","Anbieter",{"key":84,"label":85,"type":86,"active":15},"label","Produkt","product",{"label":88,"key":89,"type":90,"active":15},"Angebot","url","cta",{"label":44,"key":45,"type":92,"active":15},"text",{"label":94,"key":49,"type":49,"active":15,"description":95,"options":96,"sortable":15,"sort_options":97},"Kreditkarten-Test","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wenn du wissen möchtest, wie wir getestet haben, dann kannst du dir \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vTO1BnWtiMI7OAwsETcXrUro961ZykGFuvwLm1j7ubtqRnKOKsst3aoXvQOF0CuLEPxHEFj8zOCOU2U\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa> ansehen.\u003C\u002Fspan>\u003C\u002Fp>",[],[98],"default_sort",{"label":100,"key":40,"type":92,"active":15,"mobile_rank":101,"sortable":16,"sort_options":102,"description":103},"Kartengebühr (pro Jahr)",1,[],"\u003Cp>Wenn ein kostenpflichtiges Girokonto für die Karte notwendig ist, werden die Kosten des Girokontos angezeigt. \u003C\u002Fp>",{"label":105,"key":106,"type":92,"active":15,"description":107,"mobile_rank":37},"Einmalige Kosten","one_time_fees","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Zu den einmaligen Kosten zählen Ausstellungs- oder Versandkosten.\u003C\u002Fspan>\u003C\u002Fp>",{"label":109,"key":110,"type":75,"active":15,"description":111,"mobile_rank":37},"Kreditkartengesellschaft","credit_card_provider","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wie hoch die Akzeptanz der Kreditkarte ist, hängt von der Kreditkartengesellschaft ab. Visa und Mastercard genießen in Europa vor American Express die höchste Akzeptanz. Seltener werden die Kreditkarten von Diners Club akzeptiert.\u003C\u002Fspan>\u003C\u002Fp>",{"label":113,"key":114,"type":92,"active":15,"description":115},"Kartentyp","card_type_dropdown","\u003Cp>\u003Cstrong>Prepaid-Kreditkarten\u003C\u002Fstrong>\u003Cspan style=\"font-weight: 400;\"> werden mit Guthaben aufgeladen. \u003C\u002Fspan>\u003Cstrong>Debit-Kreditkarten\u003C\u002Fstrong>\u003Cspan style=\"font-weight: 400;\"> werden sofort abgerechnet. Zu den echten Kreditkarten zählen Charge- und Revolving-Kreditkarten, da ein Kredit gewährt wird. Bei \u003C\u002Fspan>\u003Cstrong>Charge-Kreditkarten\u003C\u002Fstrong>\u003Cspan style=\"font-weight: 400;\"> wird der offene Betrag i.d.R. einmal im Monat vollständig eingezogen. Typisch für \u003C\u002Fspan>\u003Cstrong>Revolving-Kreditkarten\u003C\u002Fstrong>\u003Cspan style=\"font-weight: 400;\"> ist, dass die Rückzahlung in Raten voreingestellt ist. Auf die offenen Raten werden meist sehr hohe Zinsen fällig.\u003C\u002Fspan>\u003C\u002Fp>",{"label":117,"key":118,"type":119,"active":15,"options":120,"description":122},"Kein extra Girokonto nötig","credit_card_without_current_account","check",[121],"icons-filled","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Manche Kreditkarten lassen sich nur zusammen mit einem Girokonto abschließen. Achte hierbei darauf, ob für das Girokonto zusätzliche Kosten entstehen. Manche Karten lassen sich ohne Girokonto eröffnen, in diesem Fall kann man ein bestehendes Konto zur Abrechnung hinterlegen.\u003C\u002Fspan>\u003C\u002Fp>",{"label":124,"key":125,"type":119,"active":15,"options":126,"description":127},"Karte dauerhaft im Guthaben führen","rechargable",[121],"\u003Cp>Zur Kreditkarte gehört ein Giro- oder Kartenkonto. Das Girokonto kann im Guthaben geführt werden, während Belastungen auf dem Kartenkonto zu Schulden führen, die monatlich ausgeglichen werden. Bei manchen Anbietern kannst du Geld auf das Kartenkonto überweisen, um Zinsen zu vermeiden und das Kartenlimit zu erhöhen. Bei dauerhafter Führung im Plus kann es jedoch dazu kommen, dass du dein Guthaben abziehen musst oder dein Vertrag gekündigt wird.\u003C\u002Fp>",{"label":129,"key":130,"type":119,"active":15,"options":131,"description":132},"Vollständiger automatischer Ausgleich kostenlos möglich","automatic_compensation",[121],"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Bestenfalls lässt sich eine Kreditkarte automatisch ausgleichen. Manche Kreditkarten lassen sich allerdings nur per Überweisung ausgleichen. Beim Kreditkartentyp Prepaid, Debit und Credit (Charge) ist fast immer der vollständige Ausgleich voreingestellt. Bei einigen Revolving-Kreditkarten kann er zumindest eingestellt werden. Das Ja\u002FNein-Symbol bezieht sich auf den Ausgleich von Kartenzahlungen und Überweisungen. Ob Sollzinsen bei Abhebungen anfallen und nur per Überweisung ausgeglichen werden können, zeigen wir im separaten Feld \"Keine Sollzinsen bei Abhebungen\" an.\u003C\u002Fspan>\u003C\u002Fp>",{"label":134,"key":135,"type":119,"active":15,"options":136,"description":139},"Akzeptanz bei Kaution","acceptance_for_deposit",[121,137,138],"check-circle","cross-missing","\u003Cp>Mit einer Kreditkarte kann eine Kaution, z.B. für ein Mietauto, hinterlegt werden. Meist akzeptieren Verleiher ausschließlich echte Kreditkarten. Debit- und Prepaid-Kreditkarten werden teilweise angenommen. Diese eingeschränkte Akzeptanz stellen wir mit einem grauen X dar.\u003C\u002Fp>",{"label":141,"key":142,"type":92,"active":15,"description":143,"mobile_rank":144},"Kosten Geld abheben in Euro","withdrawal_fees","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Die Konditionen für das Abheben von Bargeld beziehen sich auf die Kosten bei der Bank oder der Kreditkartengesellschaft. Es können zusätzliche Gebühren vom Geldautomatenbetreiber verlangt werden. Achte darauf, ob der Geldautomat ein zusätzliches Entgelt auf dem Display anzeigt.\u003C\u002Fspan>\u003C\u002Fp>",2,{"label":146,"key":147,"type":119,"active":15},"Keine Sollzinsen bei Abhebungen","interest_rate_on_withdrawals",{"label":149,"key":150,"type":92,"active":15,"description":151,"mobile_rank":152},"Kosten Geld abheben in Fremdwährung","withdrawal_fees_foreign_currency","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Es können zusätzliche Gebühren vom Geldautomatenbetreiber verlangt werden. Achte darauf, ob der Geldautomat ein zusätzliches Entgelt auf dem Display anzeigt.\u003C\u002Fspan>\u003C\u002Fp>",3,{"label":154,"key":155,"type":92,"active":15,"description":156,"mobile_rank":157},"Gebühr für Zahlung in Fremdwährung","payment_fees_foreign_currency","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Bei Kartenzahlung in Fremdwährung können Kosten in Form eines Aufschlags auf den echten Wechselkurs entstehen.\u003C\u002Fspan>\u003C\u002Fp>",4,{"label":159,"key":160,"type":75,"active":15,"options":161},"Mobiles Bezahlen","contactless_payment_services",[162],"disable-tooltip",{"label":164,"key":165,"type":75,"active":15},"Online-Verwaltung","online_maintenance",{"label":167,"key":168,"type":169,"active":15,"description":170,"options":171},"Echtzeit-Support","customer_support","icons","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Mit Echtzeit-Support ist der Kundenservice per Telefon oder Chat gemeint. Wir zeigen den Support für allgemeine Themen an, eine telefonische Sperrhotline fällt nicht darunter.\u003C\u002Fspan>\u003C\u002Fp>",[],{"label":173,"key":174,"type":92,"active":15,"description":175},"Effektiver Jahreszins","effective_annual_interest","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Der effektive Jahreszins beinhaltet die jährlichen Gesamtkosten eines Kredits. Daher ist er in der Regel etwas höher als der Sollzins, der häufig ebenfalls angegeben wird.\u003C\u002Fspan>\u003C\u002Fp>",{"label":177,"key":178,"type":119,"active":15},"Versicherungen","insurances",{"label":180,"key":181,"type":119,"active":15},"Cashback","cashback",{"label":183,"key":184,"type":185,"filterable":15,"active":16},"Besondere Eigenschaften","special_features","features",{"label":187,"key":188,"type":189,"active":16},"Preis- und Leistungsverzeichnis","plv_link","link",{"label":191,"key":192,"type":92,"active":16,"filterable":16,"filter_type":92,"filter_options":37,"filter_condition":193},"Startprämie","starting_premium","contains",[195,196],{"label":44,"key":45,"sort":46,"default_sort":16},{"label":48,"key":49,"sort":50,"default_sort":15},"Beste Kreditkarte","75€ Bonus","50€ Bonus",{"first_name":201,"last_name":202,"avatar":203},"Stephan","Kintrup","559880e3-3ca9-4bcb-a46c-037973e6d26c",[205],{"item":206},{"id":207,"label":208,"url":209,"payment_card":210,"provider":214},13,"Bank Norwegian Visa","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fbank-norwegian-kreditkarte",{"image":211},{"id":212,"filename_download":213},"5b7f0a2b-7a2c-4dd3-90e0-cf79fef272be","bank-norwegian-card-art-de-1536x969-chip-radius-corners-horizontal.png",{"label":215,"logo":216},"Bank Norwegian",{"id":217,"filename_download":218},"be6fa537-40e3-42e1-8d01-382b48d7373d","bank-norwegian-logo-wide.svg",[220],{"item":221},{"id":222,"label":223,"url":224,"payment_card":225,"provider":229},8,"easybank Kreditkarte","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Feasybank-copilot-aktion",{"image":226},{"id":227,"filename_download":228},"a440544b-411c-4bff-be1a-5c834e356556","easybank_Card.png",{"label":230,"logo":231},"easybank",{"id":232,"filename_download":233},"cd816122-aa1b-4e22-85ae-0671abd25b79","easybank logo 130x35.svg",[235],{"item":236},{"id":237,"label":238,"url":239,"payment_card":240,"provider":244},6,"easybank Platinum","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fbarclays-platinum-double",{"image":241},{"id":242,"filename_download":243},"4473df62-3196-409d-ab47-b0a9ac50bea6","EasyBank Karte Platinum.png",{"label":230,"logo":245},{"id":232,"filename_download":233},[247],{"item":248},{"id":249,"label":250,"url":251,"payment_card":252,"provider":256},68,"C24 Smart Debitkarte","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fc24-smart",{"image":253},{"id":254,"filename_download":255},"cedb5a99-c694-4c39-b86c-9bc855364df1","c24-mastercard debitkarte.png",{"label":257,"logo":258},"C24 Bank",{"id":259,"filename_download":260},"0630e917-40cc-4574-8128-e302e324ff0d","C24_Logo_130x35.svg",[262,342,396,440,486,532,571,628,676,739,771,837,874,928,980,1020,1060,1123,1163,1209,1248,1305,1353,1405,1451,1482,1528,1570,1612,1667,1705,1757,1790,1849,1885,1953,1991,2052,2132,2187,2227,2265,2302,2335,2371,2411,2456,2503,2546,2587,2635,2674,2714,2778,2828,2869,2909,2960,3004,3038,3071,3115,3151,3185,3214,3250,3293,3326,3366,3412,3455,3495,3529,3562,3589,3622,3662,3706,3749,3803,3846,3882,3920,3953,3991,4029,4075,4114,4160,4209],{"item":263},{"credit_card_without_current_account":15,"public_transport_accident_insurance":37,"rechargable":16,"car_assistance_program":37,"rental_car_insurance":37,"automatic_compensation":15,"interest_rate_on_withdrawals":15,"combined_max_free_withdrawals":16,"acceptance_for_deposit":15,"cashback_for_all_transactions":16,"combined_free_withdrawals":16,"proof_of_address":37,"ready_for_immediate_use":37,"loyality_points":16,"insurances":15,"has_bonus":15,"purchase_protection":37,"extended_return_policy":37,"membership_rewards":37,"cashback":16,"kids_parental_control":16,"travel_accident_insurance":37,"without_schufa":16,"travel_luggage_insurance":37,"trip_cancellation_interruption_insurance":15,"travel_comfort_insurance":37,"gold_card":15,"international_travel_health_insurance":37,"id":207,"provider":264,"cash_limit_per_month":37,"cash_limit_per_week":265,"cash_limit_per_day":266,"sort_index":37,"membership_rewards_description":37,"total_costs_description":37,"interest_rate_on_withdrawals_description":37,"additional_callout_description":267,"card_type_description":37,"without_schufa_description":37,"cashback_description":37,"one_time_fees_description":37,"starting_premium_description":37,"contactless_payment_services_description":37,"payment_fees_foreign_currency_description":268,"withdrawal_fees_foreign_currency_description":37,"withdrawal_fees_description":37,"effective_annual_interest_description":37,"automatic_compensation_description":269,"rechargable_description":270,"credit_card_without_current_account_description":37,"card_fee_description":37,"label_description":37,"kids_parental_control_description":37,"kids_age_description":37,"cashback_for_all_transactions_value":37,"cashback_for_all_transactions_description":37,"proof_of_address_description":37,"ready_for_immediate_use_description":37,"loyality_points_value":37,"loyality_points_description":37,"insurances_value":271,"insurances_description":37,"car_assistance_program_value":37,"rental_car_insurance_value":37,"travel_luggage_insurance_value":37,"trip_cancellation_interruption_insurance_value":272,"travel_comfort_insurance_value":37,"public_transport_accident_insurance_value":37,"travel_accident_insurance_value":37,"international_travel_health_insurance_value":37,"purchase_protection_value":37,"extended_return_policy_value":37,"public_transport_accident_insurance_description":37,"additional_insurances_description":37,"car_assistance_program_description":37,"rental_car_insurance_description":37,"travel_luggage_insurance_description":37,"trip_cancellation_interruption_insurance_description":37,"travel_comfort_insurance_description":37,"international_travel_health_insurance_description":37,"travel_accident_insurance_description":37,"purchase_protection_description":37,"extended_return_policy_description":37,"amount_extra_cards_description":37,"kids_special_features":37,"kids_requirements":37,"conditions_trip_cancellation_interruption_insurance":273,"loyality_points_miles":37,"additional_perks":37,"customer_support":282,"cashback_features":37,"special_features":284,"customer_service":289,"cashback_rating":37,"rating":290,"kids_rating":37,"flat_withdrawal_fee":56,"percentage_withdrawal_fee":37,"min_withdrawal_fee":56,"max_withdrawal_fee":37,"url":209,"label":208,"card_fee":291,"effective_annual_interest":292,"withdrawal_fees":291,"withdrawal_fees_foreign_currency":291,"payment_fees_foreign_currency":291,"plv_link":293,"starting_premium":37,"plv_link_description":294,"one_time_fees":291,"card_type":295,"additional_callout":296,"max_free_withdrawals":37,"status":297,"percentage_withdrawal_fee_foreign":37,"min_withdrawal_fee_foreign":56,"max_withdrawal_fee_foreign":37,"percentage_fee_card_payment_foreign":56,"cond_free_card_payment_foreign_cost_above":37,"percentage_fee_card_payment_foreign_other":37,"free_withdrawals_count":298,"amount_extra_cards":37,"additional_insurances":37,"kids_url":37,"kids_age":37,"card_type_dropdown":299,"card_type_dropdown_description":37,"free_withdrawals_count_foreign":298,"max_free_withdrawals_foreign":37,"flat_withdrawal_fee_foreign":56,"date_created":300,"date_updated":301,"user_created":302,"user_updated":302,"contactless_payment_services":303,"credit_card_provider":314,"online_maintenance":320,"payment_card":336},56,1500,500,"\u003Cp>Erhalte beim Abschluss einer Kreditkarte von Bank Norwegian einen Willkommensbonus i.H.v. 15€ nach deinem ersten Einkauf innerhalb von 45 Tagen. Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fp>","\u003Cp>Wechselkurs: Visa\u003C\u002Fp>","\u003Cp>Einstellbar\u003C\u002Fp>","\u003Cp>Kurzfristiges Aufladen möglich. Dauerhafte Führung im Guthaben kann zur Rücküberweisung oder zur Vertragskündigung führen.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Reise- und Reiserücktrittsversicherung\u003C\u002Fspan>\u003C\u002Fp>","\u003Cul>\n\u003Cli dir=\"ltr\">Max. 2.000€\u002FPerson und 4.000€\u002FReise\u003C\u002Fli>\n\u003Cli dir=\"ltr\">Selbstbehalt 20% (min. 185€)\u003C\u002Fli>\n\u003Cli dir=\"ltr\">Voraussetzung: min. 50% der Transportkosten mit Kreditkarte bezahlt\u003C\u002Fli>\n\u003C\u002Ful>",[274,276,278,280],{"feature":275,"rating":16,"neutral":15},"Max. 2.000€\u002FPerson und 4.000€\u002FReise",{"feature":277,"neutral":15},"Selbstbehalt 20% (min. 185€)",{"feature":279,"neutral":15},"Voraussetzung: min. 50% der Transportkosten mit Kreditkarte bezahlt",{"feature":281,"neutral":15},"Versicherungsschutz gilt bis einschließlich 65 Jahre",[283],"tel",[285,287],{"feature":286,"rating":15},"Reise- und Reiserücktrittsversicherung",{"feature":288},"Karte kann ab 20 Jahren beantragt 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Am Wochenende wird eine Extragebühr für Abhebungen in Höhe 1,5% fällig.\u003Cbr>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bis 250€ in einem rollierenden 30 Tage-Zeitraum gebührenfrei. Über die 250€ hinaus werden 2,5% Fremdwährungsgebühr erhoben. \u003Cspan data-sheets-formula-bar-text-style=\"font-size:13px;color:#000000;font-weight:normal;text-decoration:none;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">Auf die 2,5% Fremdwährungsgebühr kommen am Wochenende nochmal 1,5% hinzu.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"bis 200€ im Monat, danach 2 % der Transaktion (mind. 2,19 €)"}\" data-sheets-userformat=\"{"2":9027,"3":{"1":0},"4":{"1":3,"3":2},"9":0,"11":3,"12":0,"16":10}\"> \u003C\u002Fspan>\u003C\u002Fp>",[446],[638],{"feature":639,"rating":16},"Am Wochenende extra Gebühren für Abheben und Bezahlen in Fremdwährung",[446],2.901,"-","2%","2,00€","Curve Pay ","2% (min. 2€)","2,5%","https:\u002F\u002Fwww.curve.com\u002Fen-gb\u002Fcards","5,99€","250€","2023-05-26T13:46:59.921Z","75066102-0f5d-43aa-a380-42efd1cb771f",[654,656],{"label":305,"logo":655},{"id":307,"filename_download":308},{"label":310,"logo":657},{"id":312,"filename_download":313},[659],{"label":612,"logo":660},{"id":614,"filename_download":615},[662,664,666],{"label":332,"logo":663},{"id":334,"filename_download":335},{"label":322,"logo":665},{"id":324,"filename_download":325},{"label":327,"logo":667},{"id":329,"filename_download":330},{"id":669,"label":670,"status":297,"date_updated":671,"date_created":672,"user_updated":652,"user_created":652,"image":673},81,"Curve (the O.G.) 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Startguthaben\u003C\u002Fstrong> (easybank): Erteile im Antrag oder in der App deine Einwilligung für Informationen per E-Mail und\u002Foder Push und erreiche innerhalb der ersten 4 Wochen einen Kartenumsatz von insgesamt 100€. Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fp>\n\u003Cdiv data-test-render-count=\"1\">\n\u003Cdiv class=\"group\">\n\u003Cdiv class=\"contents\">\n\u003Cdiv class=\"group relative relative pb-3\" data-is-streaming=\"false\">\n\u003Cdiv class=\"font-claude-response relative leading-[1.65rem] [&_pre>div]:bg-bg-000\u002F50 [&_pre>div]:border-0.5 [&_pre>div]:border-border-400 [&_.ignore-pre-bg>div]:bg-transparent [&_.standard-markdown_:is(p,blockquote,h1,h2,h3,h4,h5,h6)]:pl-2 [&_.standard-markdown_:is(p,blockquote,ul,ol,h1,h2,h3,h4,h5,h6)]:pr-8 [&_.progressive-markdown_:is(p,blockquote,h1,h2,h3,h4,h5,h6)]:pl-2 [&_.progressive-markdown_:is(p,blockquote,ul,ol,h1,h2,h3,h4,h5,h6)]:pr-8\">\n\u003Cdiv>\n\u003Cdiv class=\"standard-markdown grid-cols-1 grid [&_>_*]:min-w-0 gap-3 standard-markdown\">\n\u003Cp>\u003Cstrong>1 Jahr Finanzfluss Copilot PLUS gratis\u003C\u002Fstrong> (im Wert von 69,99€): Bei Kontoeröffnung über unseren Link im Zeitraum 19.06.–18.07.2026 erhältst du per E-Mail von der easybank einen Aktivierungslink für 12 Monate kostenlose Nutzung. Maßgeblich ist das Datum der Kontoeröffnung. Nach Ablauf der 12 Monate endet der Gratiszugang automatisch – kein kostenpflichtiges Abo, keine automatische Verlängerung. Hier findest du \u003Ca href=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2026\u002F06\u002Feasybank-kreditkarte-finanzfluss-copilot-plus-12-monate-kostenlos.pdf\" target=\"_blank\" rel=\"noopener\">alle Konditionen\u003C\u002Fa> zum Copilot PLUS Deal.\u003C\u002Fp>\n\u003C\u002Fdiv>\n\u003C\u002Fdiv>\n\u003C\u002Fdiv>\n\u003C\u002Fdiv>\n\u003C\u002Fdiv>\n\u003C\u002Fdiv>\n\u003C\u002Fdiv>","\u003Cp>Für 2€ pro Monat einstellbar\u003C\u002Fp>","\u003Cp>Seit Februar 2026 ist aus Barclays die easybank geworden. Die Konditionen sind die gleichen geblieben. Die Karten werden automatisch bis spätestens Ende 2027 ausgetauscht.\u003C\u002Fp>",[283,446],[283,446],4.40079,"https:\u002F\u002Fwww.barclays.de\u002Fcontent\u002Fdam\u002Fbarclays-de\u002Fdokumente\u002Fpreisverzeichnisse\u002Fpreisverzeichnis-barclays-visa-kreditkarte.pdf","75€ + Copilot PLUS","2023-04-05T12:17:15.085Z","2026-06-26T07:32:09.035Z","84833300-4756-4b22-a12b-f836ac090f5b",[753,755],{"label":305,"logo":754},{"id":307,"filename_download":308},{"label":310,"logo":756},{"id":312,"filename_download":313},[758],{"label":316,"logo":759},{"id":318,"filename_download":319},[761,763,765],{"label":322,"logo":762},{"id":324,"filename_download":325},{"label":327,"logo":764},{"id":329,"filename_download":330},{"label":332,"logo":766},{"id":334,"filename_download":335},{"id":535,"label":223,"status":297,"date_updated":768,"date_created":769,"user_updated":436,"user_created":302,"image":770},"2026-06-02T11:57:36.114Z","2023-04-05T14:39:46.070Z",{"id":227,"filename_download":228},{"item":772},{"credit_card_without_current_account":16,"public_transport_accident_insurance":37,"rechargable":15,"car_assistance_program":37,"rental_car_insurance":37,"automatic_compensation":15,"interest_rate_on_withdrawals":15,"combined_max_free_withdrawals":15,"acceptance_for_deposit":16,"cashback_for_all_transactions":15,"combined_free_withdrawals":15,"proof_of_address":37,"ready_for_immediate_use":15,"loyality_points":15,"insurances":16,"has_bonus":15,"purchase_protection":37,"extended_return_policy":37,"membership_rewards":37,"cashback":15,"kids_parental_control":16,"travel_accident_insurance":37,"without_schufa":15,"travel_luggage_insurance":37,"trip_cancellation_interruption_insurance":37,"travel_comfort_insurance":37,"gold_card":37,"international_travel_health_insurance":37,"id":773,"provider":237,"cash_limit_per_month":774,"cash_limit_per_week":37,"cash_limit_per_day":775,"sort_index":5,"membership_rewards_description":37,"total_costs_description":37,"interest_rate_on_withdrawals_description":37,"additional_callout_description":776,"card_type_description":37,"without_schufa_description":37,"cashback_description":777,"one_time_fees_description":778,"starting_premium_description":37,"contactless_payment_services_description":37,"payment_fees_foreign_currency_description":779,"withdrawal_fees_foreign_currency_description":780,"withdrawal_fees_description":781,"effective_annual_interest_description":37,"automatic_compensation_description":351,"rechargable_description":37,"credit_card_without_current_account_description":782,"card_fee_description":37,"label_description":783,"kids_parental_control_description":37,"kids_age_description":37,"cashback_for_all_transactions_value":784,"cashback_for_all_transactions_description":785,"proof_of_address_description":786,"ready_for_immediate_use_description":787,"loyality_points_value":788,"loyality_points_description":37,"insurances_value":37,"insurances_description":37,"car_assistance_program_value":37,"rental_car_insurance_value":37,"travel_luggage_insurance_value":37,"trip_cancellation_interruption_insurance_value":37,"travel_comfort_insurance_value":37,"public_transport_accident_insurance_value":37,"travel_accident_insurance_value":37,"international_travel_health_insurance_value":37,"purchase_protection_value":37,"extended_return_policy_value":37,"public_transport_accident_insurance_description":37,"additional_insurances_description":37,"car_assistance_program_description":37,"rental_car_insurance_description":37,"travel_luggage_insurance_description":37,"trip_cancellation_interruption_insurance_description":37,"travel_comfort_insurance_description":37,"international_travel_health_insurance_description":37,"travel_accident_insurance_description":37,"purchase_protection_description":37,"extended_return_policy_description":37,"amount_extra_cards_description":37,"kids_special_features":37,"kids_requirements":37,"conditions_trip_cancellation_interruption_insurance":37,"loyality_points_miles":37,"additional_perks":37,"customer_support":789,"cashback_features":790,"special_features":795,"customer_service":798,"cashback_rating":799,"rating":800,"kids_rating":37,"flat_withdrawal_fee":37,"percentage_withdrawal_fee":643,"min_withdrawal_fee":801,"max_withdrawal_fee":37,"url":802,"label":803,"card_fee":291,"effective_annual_interest":506,"withdrawal_fees":291,"withdrawal_fees_foreign_currency":291,"payment_fees_foreign_currency":365,"plv_link":804,"starting_premium":37,"plv_link_description":294,"one_time_fees":805,"card_type":508,"additional_callout":806,"max_free_withdrawals":807,"status":297,"percentage_withdrawal_fee_foreign":643,"min_withdrawal_fee_foreign":801,"max_withdrawal_fee_foreign":37,"percentage_fee_card_payment_foreign":56,"cond_free_card_payment_foreign_cost_above":37,"percentage_fee_card_payment_foreign_other":37,"free_withdrawals_count":808,"amount_extra_cards":37,"additional_insurances":37,"kids_url":37,"kids_age":37,"card_type_dropdown":508,"card_type_dropdown_description":37,"free_withdrawals_count_foreign":808,"max_free_withdrawals_foreign":809,"flat_withdrawal_fee_foreign":56,"date_created":810,"date_updated":371,"user_created":302,"user_updated":302,"contactless_payment_services":811,"credit_card_provider":816,"online_maintenance":821,"payment_card":828},5,5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data-sheets-root=\"1\">20€ Bonus für Neukunden. Du musst innerhalb eines Monats nach Eröffnung deines Kontos und vor dem 31.12.2026 Einkäufe im Wert von mindestens 20€ tätigen, um den Willkommensbonus zu erhalten. Weitere Konditionen auf der Seite des Anbieters.\u003C\u002Fspan>\u003C\u002Fp>","1 RevPoint für 10€ Umsatz (Wechselgeld-Funktion aktivieren); 2 RevPoints für 1€ bei Hotelbuchungen; weitere RevPoints wenn du in der App Herausforderungen abschließt","\u003Cp>7,99€ Versandkosten für eine Visa- oder Mastercard-Kreditkarte\u003C\u002Fp>","\u003Cp>Wechselkurs: Ab 1.000€ p.M. zzgl. 0,5% Gebühr auf den echten Wechselkurs. Laut Revolut fallen weitere Gebühren an, wenn selten verwendete Währungen getauscht werden oder die Devisenmärkte geschlossen sind. Für welche Währung eine Gebühr anfällt und wie hoch die Kosten sind, ist vor der Transaktion in der App zu sehen.\u003C\u002Fp>","\u003Cp>Max. 200€ p.M. (wobei max. 5 Abhebungen), danach 2% Gebühr (min. 1€)\u003C\u002Fp>\n\u003Cp>Ab 1.000€ p.M. zzgl. 0,5% Aufschlag auf den Wechselkurs\u003C\u002Fp>","\u003Cp>Max. 200€ p.M. (wobei max. 5 Abhebungen), danach 2% Gebühr (min. 1€)\u003C\u002Fp>","\u003Cp>Kostenloses Girokonto\u003C\u002Fp>","\u003Cp>Man erhält eine Visa- oder Mastercard-Kreditkarte.\u003C\u002Fp>","\u003Cp>Im Standard-Modell, wenn Wechselgeld-Funktion aktiviert ist\u003C\u002Fp>","1 RevPoint\u002F10€ Umsatz ","Kann verlangt werden","Virtuelle Karte sofort einsatzbereit","\u003Cul>\n\u003Cli>1 RevPoint für 1€ Umsatz (Wechselgeld-Funktion aktivieren)\u003C\u002Fli>\n\u003Cli>2 RevPoints für 1€ bei Hotelbuchungen\u003C\u002Fli>\n\u003Cli>Weitere RevPoints, wenn du in der App Herausforderungen abschließt\u003C\u002Fli>\n\u003C\u002Ful>",[446],[791,793],{"feature":792,"rating":15},"Weitere RevPoints bei Herausforderungen in der App",{"feature":794,"rating":15},"Mehr RevPoints bei teureren Konten",[796],{"feature":797,"rating":16},"Girokonto: litauische IBAN und Einlagensicherung",[446],3.17,3.851,"1€","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Frevolut","Revolut Kreditkarte 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Euro-Referenzwechselkurs der EZB zzgl. 0,35% (EWR) und Devisengeldkurs (Nicht-EWR)\u003C\u002Fp>","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Girokonto\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\"> kostenlos u.a. bei mtl. mind. 700€ Geldeingang, sonst 4,90€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>1,90€ p.M.\u003C\u002Fp>",[283],[283],3.501,"https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fcomdirect-girokonto","Comdirect Visa Kreditkarte","22,80€","4,90€","https:\u002F\u002Fwww.comdirect.de\u002Fpbl\u002Fmember\u002Fformcenter\u002FDownloadPdfDocumentRH.do?redirected=48386&ePdfInstance=434567&ePageId=&pdf=&name=preis-leistungsverzeichnis&combined=true","2023-04-05T12:51:46.403Z",[854,856],{"label":305,"logo":855},{"id":307,"filename_download":308},{"label":310,"logo":857},{"id":312,"filename_download":313},[859],{"label":316,"logo":860},{"id":318,"filename_download":319},[862,864,866],{"label":322,"logo":863},{"id":324,"filename_download":325},{"label":327,"logo":865},{"id":329,"filename_download":330},{"label":332,"logo":867},{"id":334,"filename_download":335},{"id":869,"label":848,"status":297,"date_updated":527,"date_created":870,"user_updated":302,"user_created":302,"image":871},45,"2023-04-05T14:48:19.560Z",{"id":872,"filename_download":873},"ffe30d2a-b1c9-4101-939b-2d67a0d46298","comdirect-visa-karte.png",{"item":875},{"credit_card_without_current_account":15,"public_transport_accident_insurance":37,"rechargable":16,"car_assistance_program":37,"rental_car_insurance":37,"automatic_compensation":16,"interest_rate_on_withdrawals":16,"combined_max_free_withdrawals":16,"acceptance_for_deposit":15,"cashback_for_all_transactions":16,"combined_free_withdrawals":16,"proof_of_address":37,"ready_for_immediate_use":37,"loyality_points":16,"insurances":15,"has_bonus":37,"purchase_protection":37,"extended_return_policy":37,"membership_rewards":37,"cashback":15,"kids_parental_control":16,"travel_accident_insurance":37,"without_schufa":16,"travel_luggage_insurance":37,"trip_cancellation_interruption_insurance":15,"travel_comfort_insurance":37,"gold_card":15,"international_travel_health_insurance":37,"id":876,"provider":877,"cash_limit_per_month":37,"cash_limit_per_week":37,"cash_limit_per_day":490,"sort_index":878,"membership_rewards_description":37,"total_costs_description":37,"interest_rate_on_withdrawals_description":879,"additional_callout_description":37,"card_type_description":37,"without_schufa_description":37,"cashback_description":880,"one_time_fees_description":37,"starting_premium_description":37,"contactless_payment_services_description":37,"payment_fees_foreign_currency_description":881,"withdrawal_fees_foreign_currency_description":882,"withdrawal_fees_description":882,"effective_annual_interest_description":37,"automatic_compensation_description":37,"rechargable_description":37,"credit_card_without_current_account_description":37,"card_fee_description":37,"label_description":37,"kids_parental_control_description":37,"kids_age_description":37,"cashback_for_all_transactions_value":37,"cashback_for_all_transactions_description":37,"proof_of_address_description":37,"ready_for_immediate_use_description":37,"loyality_points_value":37,"loyality_points_description":37,"insurances_value":883,"insurances_description":37,"car_assistance_program_value":37,"rental_car_insurance_value":37,"travel_luggage_insurance_value":37,"trip_cancellation_interruption_insurance_value":884,"travel_comfort_insurance_value":37,"public_transport_accident_insurance_value":37,"travel_accident_insurance_value":37,"international_travel_health_insurance_value":37,"purchase_protection_value":37,"extended_return_policy_value":37,"public_transport_accident_insurance_description":37,"additional_insurances_description":37,"car_assistance_program_description":37,"rental_car_insurance_description":37,"travel_luggage_insurance_description":37,"trip_cancellation_interruption_insurance_description":37,"travel_comfort_insurance_description":37,"international_travel_health_insurance_description":37,"travel_accident_insurance_description":37,"purchase_protection_description":37,"extended_return_policy_description":37,"amount_extra_cards_description":37,"kids_special_features":37,"kids_requirements":37,"conditions_trip_cancellation_interruption_insurance":885,"loyality_points_miles":37,"additional_perks":37,"customer_support":890,"cashback_features":891,"special_features":896,"customer_service":899,"cashback_rating":900,"rating":901,"kids_rating":37,"flat_withdrawal_fee":291,"percentage_withdrawal_fee":37,"min_withdrawal_fee":37,"max_withdrawal_fee":37,"url":902,"label":903,"card_fee":291,"effective_annual_interest":904,"withdrawal_fees":291,"withdrawal_fees_foreign_currency":291,"payment_fees_foreign_currency":291,"plv_link":905,"starting_premium":37,"plv_link_description":294,"one_time_fees":291,"card_type":295,"additional_callout":37,"max_free_withdrawals":37,"status":297,"percentage_withdrawal_fee_foreign":37,"min_withdrawal_fee_foreign":37,"max_withdrawal_fee_foreign":37,"percentage_fee_card_payment_foreign":291,"cond_free_card_payment_foreign_cost_above":37,"percentage_fee_card_payment_foreign_other":37,"free_withdrawals_count":56,"amount_extra_cards":37,"additional_insurances":37,"kids_url":37,"kids_age":37,"card_type_dropdown":299,"card_type_dropdown_description":37,"free_withdrawals_count_foreign":56,"max_free_withdrawals_foreign":37,"flat_withdrawal_fee_foreign":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(wobei min. 50€ pro Abhebung), danach 3% (min. 1€)\u003C\u002Fp>","\u003Cp>Max. 200€ p.M. (wobei min. 50€ pro Abhebung), danach 3% (min. 1€)\u003C\u002Fp>","\u003Cp>Girokonto kostenlos u.a. bei Gesamtguthaben von mind. 1.000€ am Monatsende, sonst 3,90€. p.M.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1 Karte (physisch oder virtuell) kostenlos, 0,99€ monatliche Nutzungsgebühr für jede weitere Karte (physisch\u003C\u002Fspan>\u003Cspan data-sheets-root=\"1\"> oder\u003C\u002Fspan> \u003Cspan data-sheets-root=\"1\">virtuell)\u003C\u002Fspan>\u003C\u002Fp>",[446],[1418],{"feature":1410,"rating":15},[446],2.26,3.301,"3%","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fvivid-money-kreditkarte","Vivid 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Jahr kostenlos","2023-05-05T14:21:02.781Z",[1590,1592],{"label":305,"logo":1591},{"id":307,"filename_download":308},{"label":310,"logo":1593},{"id":312,"filename_download":313},[1595],{"label":316,"logo":1596},{"id":318,"filename_download":319},[1598,1600,1602],{"label":322,"logo":1599},{"id":324,"filename_download":325},{"label":327,"logo":1601},{"id":329,"filename_download":330},{"label":332,"logo":1603},{"id":334,"filename_download":335},{"id":1605,"label":1606,"status":297,"date_updated":1607,"date_created":1608,"user_updated":302,"user_created":302,"image":1609},65,"Payback Visa auf Guthabenbasis","2023-05-05T12:57:39.258Z","2023-05-05T12:53:29.779Z",{"id":1610,"filename_download":1611},"b45fbab0-dfa6-4433-8bce-5ee4da34144f","Payback Visa auf 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M."}\" data-sheets-userformat=\"{"2":515,"3":{"1":0},"4":{"1":2,"2":16750848},"12":0}\">4,90€ Gebühr p.M. Entfällt ab 3000€ Jahresumsatz.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cul>\n\u003Cli>Reiserücktrittkosten- und Reiseabbruchversicherung\u003C\u002Fli>\n\u003Cli>Auslandsreise-Krankenversicherung\u003C\u002Fli>\n\u003Cli>Reisegepäckversicherung\u003C\u002Fli>\n\u003Cli>Flug- und Gepäckverspätungsversicherung\u003C\u002Fli>\n\u003Cli>Ticketschutz-Versicherung\u003C\u002Fli>\n\u003Cli>Notfallversicherung\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cp>Voraussetzung: 50% der Reisekosten mit Kreditkarte bezahlt\u003C\u002Fp>",[1622],{"feature":587,"neutral":15},[1624,1626],{"feature":1625,"rating":15},"Gutscheine zu Vorteilspreisen (im Gutschein-Portal der Hanseatic Bank)",{"feature":1627,"rating":15},"Regelmäßige Aktionen bei ausgewählten Partnern",[],[1630],{"feature":407,"rating":15},[1632],{"feature":1633,"rating":15},"Umfangreiches Reiseversicherungspaket",[],3.95075,"https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fhanseatic-bank-goldcard","Hanseatic Bank 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Euro-Referenzwechselkurs der EZB zzgl. 0,5% (EWR) und Devisengeldkurs zzgl. 0,5% (Nicht-EWR)\u003C\u002Fp>","\u003Cp>2,5% Gebühr im Inland. Im Euro-Ausland kostenlos.\u003C\u002Fp>","\u003Cp>Girokonto kostenlos \u003Cspan data-sheets-formula-bar-text-style=\"font-size:15px;color:#1f1f1f;font-weight:normal;text-decoration:none;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">bei monatlichem Geldeingang von 500€, sonst 3,90€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-formula-bar-text-style=\"font-size:15px;color:#1f1f1f;font-weight:normal;text-decoration:none;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Die Norisbank Mastercard ist kostenlos, wenn man das Norisbank Top-Girokonto mit einem monatlichem Geldeingang von 500€ hat."}\" data-sheets-userformat=\"{"2":515,"3":{"1":0},"4":{"1":2,"2":15374745},"12":0}\">Die Norisbank Mastercard ist kostenlos, wenn man das Norisbank Top-Girokonto mit einem monatlichem Geldeingang von 500€ hat, sonst 3,90€ pro Monat.\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>",[283],[283],"6€","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fnorisbank-top-girokonto","Norisbank Mastercard","2,5% (min. 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hierfür ist, dass die Karte innerhalb von 4 Wochen nach Kontoeröffnung mind. 3-mal eingesetzt wurde. 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gibt 4.000 Meilen als Startprämie.\u003C\u002Fp>","1 Meile pro 2€ Umsatz; Überweisungsservice: 1 Meile für 1€ Umsatz; Worldshop: 2 Meilen pro 1€ Umsatz; Avis: 5 Meilen pro 1€ Umsatz (immer mind. 1.000 Meilen pro Anmietung)","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)"}\" data-sheets-userformat=\"{"2":513,"3":{"1":0},"12":0}\">Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>zzgl. 1,95% Fremdwährungsgebühr\u003C\u002Fp>\n\u003Cp>\u003Cspan data-sheets-formula-bar-text-style=\"font-size:13px;color:#000000;font-weight:normal;text-decoration:none;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">Das Entgelt von 2% fällt nicht an für die ersten zwei Bargeldabhebungen im Kalenderjahr an Geldautomaten außerhalb Deutschlands.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Vollständiger automatischer Ausgleich ist voreingestellt (Teilzahlung einstellbar)."}\" data-sheets-userformat=\"{"2":513,"3":{"1":0},"12":0}\">Voreingestellt (Teilzahlung einstellbar)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cul>\n\u003Cli>Karte kostet 11,50€\u002FMonat\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cul>\n\u003Cli dir=\"ltr\" role=\"presentation\">1 Meile für 2€ Umsatz\u003C\u002Fli>\n\u003Cli dir=\"ltr\" role=\"presentation\">Überweisungsservice: 1 Meile für 1€ Umsatz\u003C\u002Fli>\n\u003Cli dir=\"ltr\" role=\"presentation\">Worldshop: 2 Meilen pro 1€ Umsatz\u003C\u002Fli>\n\u003Cli dir=\"ltr\" role=\"presentation\">Avis: 5 Meilen pro 1€ Umsatz (immer mindestens 1.000 Meilen pro Anmietung)\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp> \u003C\u002Fp>","\u003Cul>\n\u003Cli>Reiserücktrittskosten- und Reiseabbruchversicherung\u003C\u002Fli>\n\u003Cli>Mietwagenvollkaskoversicherung\u003C\u002Fli>\n\u003Cli>Auslandsreisekrankenversicherung\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cul>\n\u003Cli>Max. 5.000€\u003C\u002Fli>\n\u003Cli>Selbstbehalt 10% (min. 100€)\u003C\u002Fli>\n\u003Cli>Voraussetzung: 100% der Reisekosten mit Kreditkarte bezahlt\u003C\u002Fli>\n\u003C\u002Ful>",[1899,1900,1902],{"feature":1716,"neutral":15},{"feature":1901,"neutral":15},"Selbstbehalt 10% (min. 100€)",{"feature":692,"neutral":15},[1904,1906,1908,1910],{"feature":1905,"rating":15},"24h-Assistance-Service",{"feature":1907,"rating":15},"AXA Partners Telemedizin",{"feature":1909,"rating":15},"3x im Jahr 1 GB kostenloses Datenvolumen für mobiles Surfen im Ausland",{"feature":1911,"rating":15},"1 Jahr Avis Preferred Plus Status und bis zu 30% Preisnachlass auf jede Buchung",[283],[1914,1915,1916],{"feature":1804,"rating":15},{"feature":1806,"rating":15},{"feature":1917,"rating":15},"Avis: 5 Meilen\u002F1€ Umsatz (mind. 1.000 Meilen pro Anmietung)",[1919],{"feature":1920,"rating":15},"Versicherungspaket für Privatreisen",[283],3.04,3.2009,"https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fmiles-and-more-kreditkarte-gold-credit-card","Miles & More Gold Credit Card","138€","4.000 Prämienmeilen","4.000 Meilen","2023-08-08T13:02:20.425Z","2026-06-18T13:18:06.339Z",[1932,1934],{"label":305,"logo":1933},{"id":307,"filename_download":308},{"label":310,"logo":1935},{"id":312,"filename_download":313},[1937],{"label":612,"logo":1938},{"id":614,"filename_download":615},[1940,1942,1944],{"label":322,"logo":1941},{"id":324,"filename_download":325},{"label":327,"logo":1943},{"id":329,"filename_download":330},{"label":332,"logo":1945},{"id":334,"filename_download":335},{"id":1947,"label":1925,"status":297,"date_updated":1948,"date_created":1949,"user_updated":436,"user_created":735,"image":1950},96,"2026-06-02T11:57:01.635Z","2023-07-24T08:48:15.341Z",{"id":1951,"filename_download":1952},"f65bd9fb-2177-465a-8548-e41ce6e4eca9","Lufthansa_Miles &More_Card.png",{"item":1954},{"credit_card_without_current_account":16,"public_transport_accident_insurance":37,"rechargable":15,"car_assistance_program":37,"rental_car_insurance":37,"automatic_compensation":15,"interest_rate_on_withdrawals":15,"combined_max_free_withdrawals":16,"acceptance_for_deposit":15,"cashback_for_all_transactions":37,"combined_free_withdrawals":16,"proof_of_address":37,"ready_for_immediate_use":37,"loyality_points":37,"insurances":16,"has_bonus":37,"purchase_protection":37,"extended_return_policy":37,"membership_rewards":37,"cashback":16,"kids_parental_control":16,"travel_accident_insurance":37,"without_schufa":16,"travel_luggage_insurance":37,"trip_cancellation_interruption_insurance":37,"travel_comfort_insurance":37,"gold_card":37,"international_travel_health_insurance":37,"id":489,"provider":5,"cash_limit_per_month":490,"cash_limit_per_week":37,"cash_limit_per_day":266,"sort_index":37,"membership_rewards_description":37,"total_costs_description":37,"interest_rate_on_withdrawals_description":37,"additional_callout_description":1955,"card_type_description":37,"without_schufa_description":37,"cashback_description":37,"one_time_fees_description":37,"starting_premium_description":37,"contactless_payment_services_description":37,"payment_fees_foreign_currency_description":350,"withdrawal_fees_foreign_currency_description":37,"withdrawal_fees_description":1956,"effective_annual_interest_description":37,"automatic_compensation_description":1957,"rechargable_description":37,"credit_card_without_current_account_description":1958,"card_fee_description":1959,"label_description":37,"kids_parental_control_description":37,"kids_age_description":37,"cashback_for_all_transactions_value":37,"cashback_for_all_transactions_description":37,"proof_of_address_description":37,"ready_for_immediate_use_description":37,"loyality_points_value":37,"loyality_points_description":37,"insurances_value":37,"insurances_description":37,"car_assistance_program_value":37,"rental_car_insurance_value":37,"travel_luggage_insurance_value":37,"trip_cancellation_interruption_insurance_value":37,"travel_comfort_insurance_value":37,"public_transport_accident_insurance_value":37,"travel_accident_insurance_value":37,"international_travel_health_insurance_value":37,"purchase_protection_value":37,"extended_return_policy_value":37,"public_transport_accident_insurance_description":37,"additional_insurances_description":37,"car_assistance_program_description":37,"rental_car_insurance_description":37,"travel_luggage_insurance_description":37,"trip_cancellation_interruption_insurance_description":37,"travel_comfort_insurance_description":37,"international_travel_health_insurance_description":37,"travel_accident_insurance_description":37,"purchase_protection_description":37,"extended_return_policy_description":37,"amount_extra_cards_description":37,"kids_special_features":37,"kids_requirements":37,"conditions_trip_cancellation_interruption_insurance":37,"loyality_points_miles":37,"additional_perks":37,"customer_support":1960,"cashback_features":37,"special_features":37,"customer_service":1961,"cashback_rating":37,"rating":1962,"kids_rating":37,"flat_withdrawal_fee":56,"percentage_withdrawal_fee":56,"min_withdrawal_fee":291,"max_withdrawal_fee":37,"url":1963,"label":1964,"card_fee":1965,"effective_annual_interest":365,"withdrawal_fees":291,"withdrawal_fees_foreign_currency":1966,"payment_fees_foreign_currency":1966,"plv_link":1967,"starting_premium":1968,"plv_link_description":294,"one_time_fees":291,"card_type":295,"additional_callout":1587,"max_free_withdrawals":37,"status":297,"percentage_withdrawal_fee_foreign":1966,"min_withdrawal_fee_foreign":1966,"max_withdrawal_fee_foreign":37,"percentage_fee_card_payment_foreign":1966,"cond_free_card_payment_foreign_cost_above":37,"percentage_fee_card_payment_foreign_other":37,"free_withdrawals_count":298,"amount_extra_cards":37,"additional_insurances":37,"kids_url":37,"kids_age":37,"card_type_dropdown":369,"card_type_dropdown_description":37,"free_withdrawals_count_foreign":298,"max_free_withdrawals_foreign":37,"flat_withdrawal_fee_foreign":642,"date_created":1969,"date_updated":371,"user_created":302,"user_updated":302,"contactless_payment_services":1970,"credit_card_provider":1975,"online_maintenance":1978,"payment_card":1985},"\u003Cp>Karte im 1. Jahr kostenlos \u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">im Inland ab 50€ gebührenfrei, im Ausland im europäischen Währungsraum (EWR) gebührenfrei, im EWR in Fremdwährung 2,25% Gebühr\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Voreingestellt"}\" data-sheets-userformat=\"{"2":6723,"3":{"1":0},"4":{"1":2,"2":16777215},"9":0,"12":0,"14":{"1":2,"2":0},"15":"Arial"}\">Voreingestellt\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Girokonto Klassik kostenlos bei mind. 700€ Geldeingang, sonst 4,90€ p.M.\u003C\u002Fp>","\u003Cp>Im 1. Jahr ist die Karte (bei Erstbestellung) kostenlos.\u003C\u002Fp>",[283],[283],2.801,"https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002F1822direkt-girokonto","1822direkt Visa Classic Kreditkarte","36€","2,25%","https:\u002F\u002Fwww.1822direkt.de\u002Ffileadmin\u002FHome\u002FDokumente\u002FPDF\u002Fpv_aktuelle_Produkte_1822direkt.pdf","Karte im 1. Jahr kostenlos ","2023-03-22T11:01:05.245Z",[1971,1973],{"label":305,"logo":1972},{"id":307,"filename_download":308},{"label":310,"logo":1974},{"id":312,"filename_download":313},[1976],{"label":316,"logo":1977},{"id":318,"filename_download":319},[1979,1981,1983],{"label":322,"logo":1980},{"id":324,"filename_download":325},{"label":327,"logo":1982},{"id":329,"filename_download":330},{"label":332,"logo":1984},{"id":334,"filename_download":335},{"id":1453,"label":1964,"status":297,"date_updated":1986,"date_created":1987,"user_updated":302,"user_created":302,"image":1988},"2023-04-12T08:00:00.673Z","2023-04-03T13:18:22.691Z",{"id":1989,"filename_download":1990},"9f50de4b-0f3c-4984-8e79-2d098c1a148a","1822direkt visa 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Startguthaben bei mind. 3.000€ Kartenumsatz in den ersten 6 Monaten, und bis zu 120€ nach zusätzlichen 2.000€ Kartenumsatz. Weitere Konditionen auf der Seite des Anbieters.\u003C\u002Fp>","1 Membership Reward Punkt für 1€ Umsatz","80€ Startguthaben bei mind. 3.000€ Kartenumsatz in den ersten 6 Monaten, und bis zu 120€ nach zusätzlichen 2.000€ Kartenumsatz. ","\u003Cp>20€ p.M.\u003C\u002Fp>","\u003Cul>\n\u003Cli>Karte kostet 11,67€\u002FMonat\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cp>1 Membership Reward für 1€ Umsatz\u003C\u002Fp>","\u003Cul>\n\u003Cli>Reiserücktrittkosten-Versicherung bei Stornierungen durch Krankheit\u003C\u002Fli>\n\u003Cli>Reisekomfort-Versicherung bei Flug- oder Gepäckverspätungen\u003C\u002Fli>\n\u003Cli>Europaweiter Kfz-Schutzbrief bei Pannen im In- und Ausland\u003C\u002Fli>\n\u003Cli>Verkehrsmittel-Unfallversicherung\u003C\u002Fli>\n\u003Cli>Shop Garant und 90 Tage Rückgaberecht\u003C\u002Fli>\n\u003Cli>Auslandsreise-Krankenversicherung für medizinische Hilfe im Ausland\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cp>Pannenhilfe in Europa ab 50 km vom Wohnort\u003C\u002Fp>","\u003Cp>Max. 5.000€\u002FPerson\u003C\u002Fp>\n\u003Cp>Selbstbehalt 10%, mind. 100€\u003C\u002Fp>","\u003Cp>Flugverspätung >4h: 175€\u003C\u002Fp>\n\u003Cp>Gepäckverspätung >6h: 325€, >48h: 475€\u003C\u002Fp>","\u003Cdiv class=\"tippy-content\" data-state=\"visible\">\n\u003Cp>Tod: 400.000€\u003C\u002Fp>\n\u003Cp>Invalidität: max. 800.000€ (je nach Grad)\u003C\u002Fp>\n\u003Cp>Entführungsgeld (24-72 Stunden): 2.500€\u003C\u002Fp>\n\u003Cp>Entführungsgeld (ab 72 Stunden): zusätzlich 5.000€\u003C\u002Fp>\n\u003Cp>Tod (Kinder unter 16 Jahren): 15.000€\u003C\u002Fp>\n\u003C\u002Fdiv>","\u003Cp>Unbegrenzt\u003C\u002Fp>\n\u003Cp>Selbstbehalt 10% (min. 100€, max. 500€)\u003C\u002Fp>\n\u003Cp>Für Reisen von max. 62 Tagen\u003C\u002Fp>\n\u003Cp>Max. 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€ nach 6.000 € Kartenumsatz und 180 € nach zusätzlichen 4.000 € Kartenumsatz. Weitere Konditionen auf der Seite des Anbieters.\u003C\u002Fp>","1 Membership Reward Punkt pro 1€ Umsatz; 200€ Online-Reiseguthaben (jährlich); 200€ Sixt-Guthaben (jährlich); 150€ Restaurantguthaben (jährlich); 90€ Shoppingguthaben (jährlich)","160 € nach 6.000 € Kartenumsatz und 180 € nach zusätzlichen 4.000 € Kartenumsatz. Weitere Konditionen auf der Seite des Anbieters.","\u003Cp>Oder 60€\u002FMonat\u003C\u002Fp>","\u003Cul>\n\u003Cli>Karte kostet 60€\u002FMonat\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cul>\n\u003Cli>Reiserücktrittskosten-Versicherung im Krankheitsfall\u003C\u002Fli>\n\u003Cli>Auslandsreise-Krankenversicherung und Reiseunfallversicherung\u003C\u002Fli>\n\u003Cli>Reisekomfort-Versicherung für Flug- oder Gepäckverspätungen\u003C\u002Fli>\n\u003Cli>Mietwagen-Versicherung bei Schäden sowie europaweiter KFZ-Schutzbrief bei Pannen im In- und Ausland\u003C\u002Fli>\n\u003Cli>Privathaftpflicht- und Prozesskosten-Versicherung auf Reisen\u003C\u002Fli>\n\u003Cli>Shop Garant und 90 Tage Rückgaberecht\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cdiv class=\"tippy-content\" data-state=\"visible\">\n\u003Cp>Pannenhilfe in Europa ab 50 km vom Wohnort und Kostenübernahme für Übernachtung\u002FWeiterreise\u003C\u002Fp>\n\u003C\u002Fdiv>","\u003Cp>Vollkasko bis 75.000€\u003C\u002Fp>\n\u003Cp>Haftpflicht bis 750.000€ (1 Mio. USD in USA)\u003C\u002Fp>\n\u003Cp>200€ Selbstbehalt\u003C\u002Fp>","\u003Cp>Max. 3.000€\u002FReise\u003C\u002Fp>\n\u003Cp>750€\u002FGegenstand\u003C\u002Fp>\n\u003Cp>750€ für Geld\u002FDokumente\u003C\u002Fp>\n\u003Cp>10% Selbstbeteiligung (min. 100€)\u003C\u002Fp>","\u003Cp>Max. 6.000€\u003C\u002Fp>\n\u003Cp>Selbstbehalt 10% (min. 100€)\u003C\u002Fp>","\u003Cp>Flugverspätung >4h: 200€\u003C\u002Fp>\n\u003Cp>Gepäckverspätung >4h: 400€, >48h: zusätzlich 400€\u003C\u002Fp>","\u003Cp>In Reise-Unfallversicherung enthalten\u003C\u002Fp>","\u003Cp>Invalidität: 75.000€ (anteilig nach Grad)\u003C\u002Fp>\n\u003Cp>Tod: 75.000€\u003C\u002Fp>\n\u003Cp>Tod (Kinder bis 16 Jahren): 15.000€\u003C\u002Fp>","\u003Cp>Unbegrenzt\u003C\u002Fp>\n\u003Cp>Selbstbehalt 10% (min. 100€, max. 500€)\u003C\u002Fp>\n\u003Cp>Für Reisen von max. 120 Tagen\u003C\u002Fp>\n\u003Cp>Max. Alter: 80 Jahre\u003C\u002Fp>","\u003Cp>90 Tage Schutz gegen Einbruch-Diebstahl und Beschädigung\u003C\u002Fp>\n\u003Cp>Max. 2.000€\u002FFall\u003C\u002Fp>\n\u003Cp>Max. 10.000€\u002FJahr\u003C\u002Fp>\n\u003Cp>50€ Selbstbehalt\u003C\u002Fp>","\u003Cp>Auslandsreise-Haftpflichtversicherung\u003Cbr>Ausbildungslückenjahr-Versicherung\u003C\u002Fp>","\u003Cp>Nur 1 Platinum Zusatzkarte. Die restlichen Karten sind American Express Cards und American Express Gold Cards.\u003C\u002Fp>",[2072,2074],{"feature":2073,"neutral":15},"Max. 6.000€",{"feature":1901,"neutral":15},[2076],{"feature":2013,"rating":15},[2078,2080,2082,2084],{"feature":2079,"neutral":16,"rating":15},"Zugang zu Flughafen Lounges (Priority Pass)",{"feature":2081,"neutral":16,"rating":15},"Status-Upgrades bei Hotels\u002FAutovermietungen",{"feature":2083,"neutral":16,"rating":15},"200€ Reiseguthaben\u002FJahr",{"feature":2085,"rating":15},"Und viele weitere",[283,446],[2088,2090,2092,2094],{"feature":2089,"rating":15},"200€ Online-Reiseguthaben (jährlich)",{"feature":2091,"rating":15},"200€ Sixt-Guthaben (jährlich)",{"feature":2093,"rating":15},"150€ Restaurantguthaben (jährlich)",{"feature":2095,"rating":15},"90€ Shoppingguthaben (jährlich)",[2097,2099,2101],{"feature":2098,"rating":15},"Sehr umfassende Versicherungen, Zusatzleistungen und Bonusprogramme",{"feature":2100,"rating":15},"Persönlicher 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wählbar: Credit Charge und Debit möglich.\u003C\u002Fp>","\u003Cp>0,5 % des Transaktionsbetrags; Wechselkurs: Mastercard\u003C\u002Fp>","\u003Cp>0,5% Netzwerkgebühr, Wechselkurs: Mastercard\u003C\u002Fp>\n\u003Cp>5x p.M. 0,99€, danach 2,99€\u003C\u002Fp>","\u003Cp>5x p.M. 0,99€, danach 2,99€\u003C\u002Fp>","\u003Cp>Das erforderliche Girokonto kostet 3,99€\u002FMonat.\u003C\u002Fp>","\u003Cp>Karte im kostenpflichtigen Girokonto bunq Core enthalten. 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Weitere Konditionen auf der Website des Anbieters.","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Wechselkurs: Visa"}\" data-sheets-userformat=\"{"2":771,"3":{"1":0},"4":{"1":2,"2":16770457},"11":3,"12":0}\">Wechselkurs: Visa\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bei teilnehmenden Händlern (Müller, dm, Rossmann etc.) kann man ab einem bestimmten Mindest-Einkaufswert kostenlos Geld abheben. Im Ausland kostenlos.\u003C\u002Fp>","\u003Cp>Bei Nutzung von Teilzahlung (flexibel einstellbar).\u003C\u002Fp>",[2420],{"feature":2421,"rating":15},"Angebotswelt der Hanseatic Bank mit Gutscheinen für Zalando, Lieferando u.v.m.",[283],[2424],{"feature":407,"rating":15,"neutral":16},[2426],{"feature":2427,"rating":15},"Weitere Gutscheine in der Angebotswelt der Hanseatic Bank",[283],"https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fde-kreditkarte-classic","Deutschland Kreditkarte Classic","Bis 30€","Bis 30€ 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Startguthaben bei mind. 2.000€ Kartenumsatz in den ersten 6 Monaten. Weitere Konditionen auf der Seite des Anbieters.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Um Bargeld abheben zu können, muss der Bargeld-Service freigeschaltet werden. Dies ist erst nach 6 Monaten möglich."}\" data-sheets-userformat=\"{"2":6915,"3":{"1":0},"4":{"1":3,"3":2},"11":3,"12":0,"14":{"1":2,"2":0},"15":"Roboto, RobotoDraft, Helvetica, Arial, sans-serif"}\">Um Bargeld abheben zu können, muss der Bargeld-Service freigeschaltet werden. 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Gepäckverspätung\u003C\u002Fli>\n\u003Cli>Verkehrsmittel-Unfallversicherung\u003C\u002Fli>\n\u003Cli>Shop Garant und 90 Tage Rückgaberecht\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cp>Flugverspätung >4h: 125€, Gepäckverspätung >6h: 225€, >48h: 325€\u003C\u002Fp>","\u003Cdiv class=\"tippy-content\" data-state=\"visible\">\n\u003Cp>Tod: 112.500€, Invalidität: 112.500€, Vollinvalidität: 225.000€, Bergungskosten: 10.000€, Krankenhaustagegeld: 26€, Entführungsgeld (24-72 Stunden): 2.500€, Entführungsgeld (ab 72 Stunden): zusätzlich 5.000€, Tod (Kinder unter 14 Jahren): 5.000€\u003C\u002Fp>\n\u003C\u002Fdiv>","\u003Cp>90 Tage Schutz gegen Einbruch-Diebstahl und Beschädigung, max. 550€\u002FFall, max. 3.100€\u002FJahr, 50€ Selbstbehalt\u003C\u002Fp>",[2470],{"feature":2471,"rating":15},"1 Membership Rewards Punkt pro 1€ Umsatz",[2473],{"feature":2474,"rating":15},"Mit Amex Offers von Nachlässen und Gutschriften profitieren",[283,446],2.99,"https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Famerican-express-green-card","American Express Green Card","60€","40€ 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Tankrabatt (auf max. 200€ p.M.); 5% Cashback auf Reisen über Urlaubsplus","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Wechselkurs: Visa"}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":3,"12":0}\">Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Wechselkurs: Visa"}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":3,"12":0}\">4x p.M. kostenlos, danach 3,5% (mind. 5,75€) bei Bargeld aus Verfügungsrahmen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"4x p.M. kostenlos, danach 1% (mind. 5,25€) bei Bargeld aus Guthaben und 3,5% (mind. 5,75€) bei Bargeld aus Verfügungsrahmen."}\" data-sheets-userformat=\"{"2":833,"3":{"1":0},"9":0,"11":3,"12":0}\">4 Abhebungen p.M. kostenlos, danach 3,5% (min. 5,75€) bei Bargeld aus Verfügungsrahmen\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Einstellbar\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>0€ Jahresgebühr bei mehr als 2.000€ Umsatz im Vorjahr\u003C\u002Fp>","\u003Cul>\n\u003Cli>Garantieverlängerung bis zu 3 Jahre auf Haushalts- und Elektrogeräte\u003C\u002Fli>\n\u003Cli>Wareneinkaufsversicherung bei Einbruchdiebstahl und Zerstörung\u003C\u002Fli>\n\u003C\u002Ful>",[283],[2515],{"feature":2516,"rating":15},"5% Cashback bei Urlaubsplus",4.05085,"5,75€","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fsantander-kreditkarte-smart","Santander BestCard 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