[{"data":1,"prerenderedAt":3915},["ShallowReactive",2],{"comparison-girokonto-mit-unterkonten":3},{"directusData":4,"page":3812,"uri":3913,"type":3914},{"id":5,"slug":6,"title":7,"text":8,"date_updated":9,"factsheet":10,"show_calculator":15,"show_filter":15,"show_layout_toggle":16,"default_parameters":17,"default_filter_parameters":30,"items_filter":35,"custom_table_columns":36,"table_sort":207,"disclaimer":213,"selected_alt_product_name":35,"parent_awards":214,"award_highlight":215,"tags":35,"award_1_label":216,"award_2_label":217,"award_3_label":216,"comparison":218,"user_created":385,"award_1_item":391,"award_2_item":401,"award_3_item":413,"items":424,"table_columns":3755,"product_selection_title":224},5,"mit-unterkonten","Girokonto mit Unterkonten","\u003Ch2>Die besten Banken mit Unterkonto 07\u002F2026\u003C\u002Fh2>\n\u003Cp>Ein Girokonto mit Unterkonten hilft dir dabei, deine Finanzen zu sortieren. Mindestens ein Unterkonto für den Notgroschen ist dabei hilfreich. Vergleiche hier, welches Girokonto mit Unterkonten für dich am besten geeignet ist.\u003C\u002Fp>","2026-07-01T09:12:04.771Z",[11],{"key":12,"value":13,"icon":14,"label":12},"Befragte Personen","1.193","users",true,false,[18,22,26],{"title":19,"key":20,"value":21},"Geldeingang p.M.","monthlyDeposit","1000",{"title":23,"key":24,"value":25},"Ø Abhebebetrag p.M.","monthlyWithdrawal","800",{"title":27,"key":28,"value":29},"Abhebungen p.M.","monthlyWithdrawalCount","4",[31],{"title":32,"key":33,"value":34},"Unterkonto vorhanden","hasSubAccounts","true",null,[37,40,44,48,53,59,64,68,75,80,84,89,95,101,105,108,111,114,118,121,124,127,131,134,137,143,147,150,153,156,161,165,170,175,180,185,189,193,197,200,204],{"key":38,"type":38,"active":15,"label":39,"filterable":16},"provider","Anbieter",{"key":41,"type":42,"active":15,"label":43,"filterable":16},"label","product","Konto",{"key":45,"type":46,"active":15,"label":47,"custom_cta":35,"custom_cta_no_affiliate":35},"url","cta","Angebot",{"label":49,"key":50,"type":51,"active":15,"description":52},"Gesamtkosten","total_costs","text","\u003Cp>Für die Gesamtkosten berechnen wir die Kontoführungsgebühr und die Kosten für Abhebungen am Geldautomaten. Bei der Kontoführungsgebühr wird der Geldeingang berücksichtigt, weitere Faktoren wie das Alter, Ausbildungszeit oder Nutzung eines Depots fließen nicht ein. Die Kosten für die Abhebungen werden für die günstigste Karte berechnet. Dafür wird der durchschnittliche Abhebebetrag pro Monat gleichmäßig auf die einzelnen Abhebungen verteilt.\u003C\u002Fp>",{"key":54,"type":54,"active":15,"description":55,"label":56,"options":57,"sort_options":58,"sortable":16},"rating","\u003Cp>Wenn du wissen möchtest, wie wir getestet haben, dann kannst du dir \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSNA1NJHYGEm7vZkrMQoEsoKvWJt8Dq1Q_oG8dfMgBOZIN8J1sbvRMR9gGXb_ULb2HErg2hz0AVU-pu\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa> ansehen.\u003C\u002Fp>","Girokonto-Test",[],[],{"key":60,"type":51,"active":15,"label":61,"mobile_rank":62,"description":63},"free_sub_accounts","Anzahl kostenloser Unterkonten",2,"\u003Cp>Als Unterkonten zählen wir Pockets, Spaces, Shares und Tagesgeldkonten.\u003C\u002Fp>",{"key":65,"type":51,"active":15,"label":66,"mobile_rank":67},"account_maintenance_fee","Kontoführungsgebühr (p.M.)",1,{"key":69,"type":70,"active":15,"label":71,"options":72,"mobile_rank":74},"girocard","image","Girocard",[73],"icons-filled",3,{"key":76,"type":70,"active":15,"label":77,"options":78,"mobile_rank":79},"debitcard","Debitkarte",[73],4,{"key":81,"type":70,"active":15,"label":82,"options":83,"mobile_rank":35},"creditcard","Kreditkarte",[73],{"key":85,"type":70,"active":15,"label":86,"options":87},"contactless_payment_services","Mobile Bezahldienste",[88],"disable-tooltip",{"key":90,"type":91,"active":15,"label":92,"description":93,"options":94},"deposit_money","check","Geld einzahlen","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Unter Geld einzahlen verstehen wir, dass Bargeld ab 100€ überregional eingezahlt werden kann. Zudem werden nur Möglichkeiten zum Einzahlen angezeigt, die mit der günstigsten Bankkarte funktionieren.\u003C\u002Fspan>\u003C\u002Fp>",[73],{"key":96,"type":97,"active":15,"value":35,"field":98,"label":99,"description":100,"mobile_rank":35},"atm_network","atmnetwork","atm_networks_id.machines_count","Anzahl Geldautomaten","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Ein Geldautomatenverbund ist ein Zusammenschluss von Banken, um den Kunden möglichst viele Geldautomaten anzubieten. Angezeigt wird in unserem Vergleich die Anzahl der Geldautomaten, die man mit den kostenlos enthaltenen Bankkarten nutzen kann. Falls weder die Girocard noch die Debit- oder Kreditkarte kostenlos ist, wird davon die günstigste Karte gewählt.\u003C\u002Fspan>\u003C\u002Fp>",{"key":102,"type":51,"active":15,"label":103,"description":104},"free_withdrawals_per_month","Anzahl kostenloser Abhebungen p.M.","\u003Cp>Bei manchen Konten gibt es einen Mindestbetrag, den man pro Vorgang abheben muss. Wenn dieser Betrag größer als 50€ ist, zeigen wir diesen per Tooltip an. Beachte zudem, dass Geldautomatenbetreiber im In- und Ausland ein zusätzliches Entgelt verlangen können, auf das die Bank keinen Einfluss hat. Achte daher darauf, ob der Geldautomat zusätzliche Gebühren auf dem Display anzeigt.\u003C\u002Fp>",{"label":106,"key":107,"type":91,"active":16},"Bargeld im Handel","cash_in_retail",{"key":109,"type":51,"active":15,"label":110},"fee_withdrawal_euro_countries","Gebühr für Abhebung im Euro-Ausland",{"key":112,"type":51,"active":16,"label":113},"fee_withdrawal_100_euro_countries","Gebühr für 100€-Abhebung im Euro-Ausland",{"key":115,"type":51,"active":15,"label":116,"description":117},"fee_withdrawal_non_euro_countries","Gebühr für Abhebung im Nicht-Euro-Ausland","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen. Für die Fremdwährung fällt meist eine Fremdwährungsgebühr an. Teilweise gibt es einen zusätzlichen Aufschlag auf den echten Wechselkurs. Häufig wird beim Wechselkurs zwischen dem Europäischen Wirtschaftsraum (EWR) und der Region außerhalb (Nicht-EWR) unterschieden. Kreditkartengesellschaften, wie Visa oder Mastercard, erheben häufig einen Aufschlag auf den echten Wechselkurs. Teilweise verlangen Banken zudem einen Aufschlag auf den Wechselkurs der Kreditkartengesellschaft.\u003C\u002Fspan>\u003C\u002Fp>",{"key":119,"type":51,"active":16,"label":120},"fee_withdrawal_100_non_euro_countries","Gebühr für 100€-Abhebung im Nicht-Euro-Ausland",{"key":122,"type":51,"active":15,"label":123},"fee_payment_euro_countries","Gebühr für Zahlung im Euro-Ausland",{"key":125,"type":51,"active":16,"label":126},"fee_payment_100_euro_countries","Gebühr für 100€-Zahlung im Euro-Ausland",{"key":128,"type":51,"active":15,"label":129,"description":130},"fee_payment_non_euro_countries","Gebühr für Zahlung im Nicht-Euro-Ausland","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wie beim Abheben entstehen bei Zahlungen im Nicht-Euro-Ausland üblicherweise Kosten für den Währungstausch. Die Gebühren äußern sich in der Fremdwährungsgebühr oder in Aufschlägen auf den Wechselkurs.\u003C\u002Fspan>\u003C\u002Fp>",{"key":132,"type":51,"active":16,"label":133},"fee_payment_100_non_euro_countries","Gebühr für 100€-Zahlung im Nicht-Euro-Ausland",{"label":135,"key":136,"type":91,"active":15},"Kostenlose SEPA-Überweisung","free_wire",{"key":138,"label":139,"type":140,"active":16,"description":141,"options":142},"real_time_bankwire","Echtzeitüberweisung","multicheck","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Mit einer Echtzeitüberweisung kann jederzeit (auch an Sonn- und Feiertagen) Geld innerhalb von maximal 20 Sekunden überwiesen werden. Im Vergleich geben wir an, ob das Senden und Empfangen von Echtzeitüberweisungen möglich ist und wie viel das Senden kostet.\u003C\u002Fspan>\u003C\u002Fp>",[73],{"label":144,"key":145,"type":91,"active":15,"description":146},"Kostenloses Tagesgeld mit Zinsen","free_daily_account_interests","\u003Cp>Die genauen Konditionen der Tagesgeldkonten findest du in unserem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Ftagesgeld\u002F\" target=\"_blank\" rel=\"noopener\">Tagesgeld-Vergleich\u003C\u002Fa>.\u003C\u002Fp>",{"label":148,"key":149,"type":91,"active":15},"Zinsen auf dem Girokonto","giro_interest",{"key":151,"type":51,"active":15,"label":152},"overdraft_interest","Dispozins",{"key":154,"type":51,"active":16,"label":155},"custody_fee","Verwahrentgelt",{"key":157,"type":158,"active":15,"label":159,"description":160},"customer_support","icons","Telefon-\u002FChat-Support","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Der Telefon- und Chat-Support bezieht sich auf den allgemeinen Kundenservice. Daher zählt etwa eine telefonische Sperrhotline nicht.\u003C\u002Fspan>\u003C\u002Fp>",{"key":162,"type":91,"active":15,"label":163,"options":164},"branches","Filialen",[],{"key":166,"type":70,"active":15,"options":167,"label":169},"online_banking",[168],"transparent","Online-Banking",{"label":171,"key":172,"type":70,"active":15,"options":173,"description":174},"App-Bewertung","app_rating",[168],"\u003Cp>Für die App-Bewertung haben wir den Durchschnitt von den Bewertungen im Apple- und Google-Store gebildet. Bei mehreren Apps wurde jeweils die zuerst angezeigte App verwendet (TAN-Apps ausgenommen).\u003C\u002Fp>",{"label":176,"key":177,"type":70,"active":15,"options":178,"description":179},"Ident-Verfahren","ident_method",[168],"\u003Cp>Bei der Eröffnung des Girokontos wird deine Identität per Ident-Verfahren überprüft. Typisch sind E-, Video- und Post-Ident. Bei E-Ident wird die Online-Ausweisfunktion des Personalausweises genutzt.\u003C\u002Fp>",{"label":181,"key":182,"type":70,"active":15,"options":183,"description":184},"TAN-Verfahren","tan_method",[168],"\u003Cp>Mithilfe eines TAN-Verfahrens können Transaktionen freigegeben werden. In diesem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fbanking\u002Fonline-banking-sicherheit\u002F\" target=\"_blank\" rel=\"noopener\">Ratgeber\u003C\u002Fa> erfährst du mehr über die verschiedenen TAN-Verfahren.\u003C\u002Fp>",{"key":186,"type":91,"active":15,"label":187,"options":188},"depot","Kostenloses Depot",[73],{"key":190,"type":91,"active":15,"label":191,"options":192},"account_switching_service","Kontowechsel-Service",[73],{"key":194,"type":195,"active":16,"label":196},"price_performance","link","Preis- und Leistungsverzeichnis",{"key":198,"label":199,"type":195,"active":16},"fee_information","Entgeltinformation",{"key":201,"type":202,"active":15,"label":203,"filterable":16,"filter_type":35,"filter_options":35,"filter_condition":35},"special_features","features","Besondere Eigenschaften",{"key":205,"type":51,"active":16,"label":206},"starting_premium","Startprämie",[208,211],{"label":209,"key":60,"sort":210,"default_sort":15},"Anzahl Unterkonten","desc",{"label":49,"key":50,"sort":212,"default_sort":16},"asc","\u003Cp>Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Banken\u003C\u002Fp>\n\u003Cp>Hinweis: Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Die aufgeführten Konditionen im Vergleich beziehen sich auf Neukunden. Wie wir die Punkte für einzelne Konditionen vergeben, findest du in \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp data-pm-slice=\"1 1 []\">*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca class=\"ProsemirrorEditor-link\" href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>",[],"0","Unbegrenzt Unterkonten","75€ +0,5% Bonus",{"title":219,"slug":220,"date_updated":221,"factsheet":222,"product_selection_title":224,"default_parameters":225,"table_columns":229,"table_sort":324,"disclaimer":213,"award_1_label":328,"award_2_label":329,"award_3_label":330,"award_4_label":331,"user_created":332,"award_1_item":336,"award_2_item":347,"award_3_item":358,"award_4_item":368},"Girokonto-Vergleich","girokonto","2026-07-01T09:09:00.929Z",[223],{"key":12,"value":13,"icon":14,"label":12},"Deine Girokonto Auswahl",[226,227,228],{"title":19,"key":20,"value":21},{"title":23,"key":24,"value":25},{"title":27,"key":28,"value":29},[230,231,232,233,235,239,241,244,247,250,252,255,256,257,260,261,264,266,269,270,271,274,275,276,278,282,283,285,286,287,288,290,292,294,298,302,304,307,309,311,312,317,318,319,320,321],{"key":38,"type":38,"active":15,"label":39,"filterable":16},{"key":41,"type":42,"active":15,"label":43,"filterable":16},{"key":45,"type":46,"active":15,"label":47,"custom_cta":35,"custom_cta_no_affiliate":35},{"label":234,"key":50,"type":51,"active":15,"description":52},"Gesamtkosten p.M.",{"key":54,"type":54,"active":15,"description":236,"label":56,"options":237,"sort_options":238,"sortable":16},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Hier sind \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa>.\u003C\u002Fspan>\u003C\u002Fp>",[],[],{"key":65,"type":51,"active":15,"label":240,"mobile_rank":67},"Kontoführungsgebühr p.M.",{"key":69,"type":70,"active":15,"label":242,"options":243,"mobile_rank":74},"Girocard p.M.",[73],{"key":76,"type":70,"active":15,"label":245,"options":246,"mobile_rank":79},"Debitkarte p.M.",[73],{"key":81,"type":70,"active":15,"label":248,"options":249,"mobile_rank":35},"Kreditkarte p.M.",[73],{"key":85,"type":70,"active":15,"label":86,"options":251},[88],{"key":102,"type":51,"active":15,"label":253,"description":254},"Anzahl kostenloser Abhebungen im Monat","\u003Cp>Beachte, dass Geldautomatenbetreiber im In- und Ausland ein zusätzliches Entgelt verlangen können, auf das die Bank keinen Einfluss hat.\u003C\u002Fp>",{"key":109,"type":51,"active":15,"label":110},{"key":112,"type":51,"active":16,"label":113},{"key":115,"type":51,"active":15,"label":258,"description":259},"Gebühr für Abhebung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen.\u003C\u002Fspan>\u003C\u002Fp>",{"key":119,"type":51,"active":16,"label":120},{"key":90,"type":91,"active":15,"label":92,"description":262,"options":263},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Unter Geld einzahlen verstehen wir, dass Bargeld ab 100€ überregional an einer Vielzahl von Stellen eingezahlt werden kann. Zudem werden nur Möglichkeiten zum Einzahlen angezeigt, die mit der günstigsten Bankkarte funktionieren.\u003C\u002Fspan>\u003C\u002Fp>",[73],{"key":96,"type":97,"active":15,"value":35,"field":98,"label":99,"description":265,"mobile_rank":62},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Ein Geldautomatenverbund ist ein Zusammenschluss von Banken, um den Kunden möglichst viele Geldautomaten anzubieten. Angezeigt wird in unserem Vergleich die Anzahl der Geldautomaten, die man mit der günstigsten enthaltenen Bankkarten nutzen kann.\u003C\u002Fspan>\u003C\u002Fp>",{"label":267,"key":107,"type":91,"active":15,"description":268},"Bargeld im Handel abheben","\u003Cp>Viele Banken ermöglichen, im Handel (z.B. an Supermarktkassen) Bargeld zu beziehen.\u003C\u002Fp>",{"key":122,"type":51,"active":15,"label":123},{"key":125,"type":51,"active":16,"label":126},{"key":128,"type":51,"active":15,"label":272,"description":273},"Gebühr für Zahlung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wie beim Abheben entstehen bei Zahlungen im Nicht-Euro-Ausland üblicherweise Kosten für den Währungstausch.\u003C\u002Fspan>\u003C\u002Fp>",{"key":132,"type":51,"active":16,"label":133},{"label":135,"key":136,"type":91,"active":15},{"key":138,"label":139,"type":140,"active":16,"description":141,"options":277},[73],{"label":279,"key":280,"type":91,"active":15,"description":281},"Geld senden und empfangen mit Wero","wero","\u003Cp>Wero ist ein europaweiter Echtzeit-Bezahldienst.\u003C\u002Fp>",{"label":148,"key":149,"type":91,"active":15},{"label":144,"key":145,"type":91,"active":15,"description":284},"\u003Cp>Die genauen Konditionen der Tagesgeldkonten findest du in unserem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Ftagesgeld\u002F\" target=\"_blank\" rel=\"noopener\">Tagesgeld-Vergleich\u003C\u002Fa>. Kostenlose Unterkonten wie Pockets oder Spaces, auf denen es Zinsen gibt, zeigen wir ebenfalls an.\u003C\u002Fp>",{"key":60,"type":51,"active":15,"label":61,"description":63},{"key":154,"type":51,"active":16,"label":155},{"key":157,"type":158,"active":15,"label":159,"description":160},{"key":162,"type":91,"active":15,"label":163,"options":289},[],{"key":166,"type":70,"active":15,"options":291,"label":169},[168],{"label":171,"key":172,"type":70,"active":16,"options":293,"description":174},[168],{"label":295,"key":296,"type":70,"active":15,"options":297},"App-Bewertung (iOS)","app_rating_ios",[168],{"label":299,"key":300,"type":70,"active":15,"options":301},"App-Bewertung (Android)","app_rating_android",[168],{"label":176,"key":177,"type":70,"active":15,"options":303,"description":179},[168],{"label":181,"key":182,"type":70,"active":15,"options":305,"description":306},[168],"\u003Cp>Mithilfe eines TAN-Verfahrens können Transaktionen freigegeben werden. Typische TAN-Verfahren sind SMS, Chip, Push, Photo und QR.\u003C\u002Fp>",{"key":186,"type":91,"active":15,"label":187,"options":308},[73],{"key":190,"type":91,"active":15,"label":191,"options":310},[73],{"key":151,"type":51,"active":15,"label":152},{"label":313,"key":314,"type":315,"active":15,"description":316},"Gesetzliche Einlagensicherung","deposit_protection","flag","\u003Cp>In der EU sind Bankeinlagen bis 100.000€ gesetzlich durch nationale Sicherungssysteme geschützt.\u003C\u002Fp>",{"key":194,"type":195,"active":16,"label":196},{"key":198,"label":199,"type":195,"active":16},{"key":201,"type":202,"active":15,"label":203,"filterable":16,"filter_type":35,"filter_options":35,"filter_condition":35},{"key":205,"type":51,"active":16,"label":206},{"label":322,"key":323,"type":91,"active":16},"Kostenlos für Studenten","is_free_for_students",[325,326],{"label":234,"key":50,"sort":212,"default_sort":16},{"label":327,"key":54,"sort":210,"default_sort":15},"Testnote","Bestes 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Danach 2€ pro Abhebung, Wechselkurs: Mastercard\u003C\u002Fp>","\u003Cp>4 Pockets mit eigener IBAN, darunter ein Tagesgeldkonto.\u003C\u002Fp>","\u003Cp>Abhängig von der Bonität, bei Gemeinschaftskonten ist kein Dispo möglich.\u003C\u002Fp>","\u003Cp>Kostenloses Girokonto für alle.\u003C\u002Fp>","\u003Cp>Echtes Gemeinschaftskonto oder Shared Space mit bis zu 1 Teilnehmer möglich\u003C\u002Fp>","\u003Cp>Das Guthaben auf dem Girokonto wird mit 0,5% verzinst.\u003C\u002Fp>","\u003Cdiv data-state=\"visible\">75€ Bonus bei C24 Kontoeröffnung und Umzug über den Check24 Kontoumzug (über unseren Link oder mit dem Code „C24FINANZF75“). Das alte Konto muss geschlossen werden. Außerdem erhältst du 0,50% Zinsen auf dem Tagesgeldkonto und 0,50% Zinsen auf dem Girokonto. Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fdiv>","75€ Bonus bei C24 Kontoeröffnung und Umzug über den Check24 Kontoumzug (über unseren Link oder mit dem Code „C24FINANZF75“). 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Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Visa (Nicht-EWR).\u003C\u002Fp>","\u003Cp>Bei weniger als 700€ Geldeingang: 8,51% p.a.\u003C\u002Fp>","\u003Cp>Kartenentgelt ist jährlich im Voraus zu zahlen.\u003C\u002Fp>","\u003Cp>Für alle mit mind. 700€ Geldeingang oder unter 28 Jahren kostenlos. 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je angefangene 5.000€ bei der Reisebank\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Tagesgeld Plus von Meine Bank"}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":3,"12":0}\">Tagesgeldkonto \u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"9,45% bis zu einem Betrag von 2.000€, darüber 11,05%"}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":3,"12":0}\">7,56% bis zu einem Betrag von 2.000€, darüber 9,16%\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Kreditkarte von Mastercard oder Visa kostet jährlich 25€"}\" data-sheets-userformat=\"{"2":6977,"3":{"1":0},"9":0,"11":3,"12":0,"14":{"1":2,"2":0},"15":"Arial"}\">ClassicCard von Mastercard kostet jährlich 20€ bei unter 2.000€ Jahresumsatz (unter 3.000€: 15€, unter 4.000€: 10€, unter 5.000€: 5€, ab 5.000€: 0€).\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Virtuelle Mastercard kostenlos erhältlich"}\" data-sheets-userformat=\"{"2":11011,"3":{"1":0},"4":{"1":2,"2":15374745},"11":3,"12":0,"14":{"1":2,"2":0},"16":10}\">\u003Cspan data-sheets-formula-bar-text-style=\"font-size:13px;color:#000000;font-weight:normal;text-decoration:none;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">Die Girocard Debit-Mastercard ist gleichzeitig eine Debitkarte.\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Girocard Debit-Mastercard (Die Girocard ist gleichzeitig eine Mastercard-Debitkarte)\u003C\u002Fp>","\u003Cp>Nur eine Filiale in Bad Homburg, aber Videoberatung ortsunabhängig möglich.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1 % (min. 5€) Abhebegebühr + 1,5%  Fremdwährungsgebühr, Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank (EWR), Wechselkurs von Mastercard (je nach Karte im 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Wechselkurs: Visa\u003C\u002Fp>","\u003Cp>10,20% bis 500,00€, 11,20% ab 500,01€ bis 1.000,00€, 13,45% ab 1.000,01€\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">BestCard Smart kostenlos im ersten Jahr. Ab dem zweiten Jahr muss ein Umsatz von 2.000€ vorliegen, sonst 24€. Andere Kreditkarten kostenpflichtig\u003C\u002Fspan>.\u003C\u002Fp>","\u003Cp>Jährlich 12€\u003C\u002Fp>","\u003Cp>Keine Kontoführungsgebühr für Studenten von 18 bis 31 Jahren.\u003C\u002Fp>","\u003Cp>Gemeinschaftskonto kann aktuell nur in einer Filiale eröffnet werden.\u003C\u002Fp>","\u003Cp>Mit der Visa-Debitkarte 6x p.M. kostenlos, dann 3,5 % (mind. 5,75 €). Mit der Visa-Debit grundsätzlich 4,95€. 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je angefangene 5.000€ bei der Reisebank. Einzahlung ab 1.000€ möglich.\u003C\u002Fp>","\u003Cp>Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Visa (Nicht-EWR)\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Visa Card Gold Light kostenlos, Visa Card Gold für 9€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">optional zubuchbar\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Die Kontoführung ist bei einem monatlichen Geldeingang ab 700€ oder für alle unter 31 Jahren kostenlos.\u003C\u002Fp>","\u003Cp>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Personen unter 31 Jahren zahlen grundsätzlich keine Kontoführungsgebühr.\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 49%\u003C\u002Fp>\n\u003Cp>🟢 Korruption: 88%\u003C\u002Fp>\n\u003Cp>🔴 Gender Equality: 36%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 62%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 62%\u003C\u002Fp>\n\u003Cp>🟡 Natur & Umwelt: 48%\u003C\u002Fp>\n\u003Cp>🟡 Steuern: 44%\u003C\u002Fp>","\u003Cp>Wenn min. 700€ Geldeingang p.M. oder unter 31 Jahren, sonst 4€ p.M.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">mit der Credit Card Gold Light kostenlos, mit der Debitcard 2,1%. \u003C\u002Fspan>Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Visa (Nicht-EWR)\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann unbegrenzt mit der Credit Card Gold Light kostenlos an den Visa-Geldautomaten abgehoben werden. Wenn man mit der Debitkarte weniger als 50€ abhebt, kostet die Abhebung 1,95€\u003C\u002Fspan>.\u003C\u002Fp>","\u003Cp>Bis 100.000€ über den französischen Einlagensicherungsfonds Fonds de Garantie des Dépôts et de Résolution (FGDR).\u003C\u002Fp>","\u003Cp>Consorsbank Tagesgeld\u003C\u002Fp>","\u003Cp>Girocard und Debitkarte\u003C\u002Fp>",[451,452],[1346,1347],{"label":456,"value":16},{"label":458,"value":15},[460],[451,452],4.71177,4.7756,3.37059,"Consorsbank! 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viele Unterkonten\u003C\u002Fp>","\u003Cp>Es wird kein Dispokredit angeboten.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Zzgl. 7,99€ Versandkosten (Standardversand ohne Sendungsverfolgung). Man erhält eine Visa- oder Mastercard-Debitkarte.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>20€ Bonus für Neukunden. Du musst innerhalb eines Monats nach Eröffnung deines Kontos und vor dem 31.12.2026 Einkäufe im Wert von mindestens 20€ tätigen, um den Willkommensbonus zu erhalten. Weitere Konditionen auf der Seite des Anbieters.\u003C\u002Fp>","20€ Bonus für Neukunden. Du musst innerhalb eines Monats nach Eröffnung deines Kontos und vor dem 31.12.2025 Einkäufe im Wert von mindestens 20€ tätigen, um den Willkommensbonus zu erhalten. Weitere Konditionen auf der Seite des Anbieters.","\u003Cp>Max. 200€ p.M. (max. 5 Abhebungen), danach 2% Gebühr (min. 1€).\u003C\u002Fp>","\u003Cp>Max. 200€ p.M. (max. 5 Abhebungen), danach 2% Gebühr (min. 1€). Wechselkurs: \u003Cspan data-sheets-root=\"1\">Ab 1.000€ p.M. zzgl. 0,5% Gebühr auf den echten Wechselkurs. Laut Revolut fallen weitere Gebühren an, wenn selten verwendete Währungen getauscht werden oder die Devisenmärkte geschlossen sind (z.B. am Wochenende zzgl. 1 %). Für welche Währung eine Gebühr anfällt und wie hoch die Kosten sind, ist vor der Transaktion in der App zu sehen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Wechselkurs: \u003Cspan data-sheets-root=\"1\">Ab 1.000€ p.M. zzgl. 0,5% Gebühr auf den echten Wechselkurs. Laut Revolut fallen weitere Gebühren an, wenn selten verwendete Währungen getauscht werden oder die Devisenmärkte geschlossen sind (z.B. am Wochenende zzgl. 1 %). Für welche Währung eine Gebühr anfällt und wie hoch die Kosten sind, ist vor der Transaktion in der App zu sehen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>5 Mal kann pro rollierendem Monat kostenlos an den Mastercard-Geldautomaten abgehoben werden, danach kostet es je Abhebung 2% (min. 1€). Maximal sind 200€ p.M. möglich.\u003C\u002Fp>","\u003Cp dir=\"ltr\">Bis 100.000€ über den litauischen Einlagensicherungsfonds VĮ Indėlių ir investicijų draudimas.\u003C\u002Fp>","\u003Cp>Revolut Tagesgeld\u003C\u002Fp>","\u003Cp>Das Gemeinschaftskonto ergänzt das Hauptkonto und kann nicht ohne jeweils eigenes Girokonto bei Revolut geführt werden.\u003C\u002Fp>\n\u003Cp>Physische oder virtuelle Debitkarten.\u003C\u002Fp>",[452],[1432,1433],{"label":456,"value":15},{"label":458,"value":15},[1435,1437],{"feature":1436,"rating":15},"beliebig viele Unterkonten",{"feature":1438,"rating":15},"Währungskonten in über 30 verschiedenen Währungen",[452],"20€","5 (max. 200€)",4.33333,"https:\u002F\u002Fwww.revolut.com\u002Fde-DE\u002Flegal\u002Fstandard-fees\u002F","-","4,9 \u002F 5","2 kostenlose Karten; nur mit je eigenem Revolut-Girokonto","LT","https:\u002F\u002Fwww.revolut.com\u002Fen-IT\u002Flegal\u002Ffee-information-document\u002F","200","0,00 €","2%","1,00 €","oder Foto vom Ausweis","20€ Bonus","2023-01-04T14:01:21.816Z","2026-04-08T14:44:30.761Z",[1458,1460,1462],{"label":487,"logo":1459},{"id":489,"filename_download":490},{"label":492,"logo":1461},{"id":494,"filename_download":495},{"label":497,"logo":1463},{"id":499,"filename_download":500},[1465,1467,1469],{"label":503,"logo":1466},{"id":505,"filename_download":506},{"label":886,"logo":1468},{"id":888,"filename_download":889},{"label":513,"logo":1470},{"id":515,"filename_download":516},[1472],{"atm_networks_id":1473},{"label":1474,"machines_count":1064},"Mastercard oder 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pro Jahr kostenlos bei teilnehmenden Handelspartnern mit \"Barzahlen\" per App-Barcode\u003C\u002Fp>","\u003Cp>Wechselkurs: Euro-Referenzwechselkurs der EZB zzgl. 0,35% (EWR) und Devisengeldkurs (Nicht-EWR)\u003C\u002Fp>","\u003Cp>Verwahrentgelt aktuell ausgesetzt, sonst 0,5% ab 50.000€ (gilt für Neukunden, entfällt bei Kundenverbindungen vor dem 17.01.2020).\u003C\u002Fp>","\u003Cp>Kostenlos bei unter 28-jährigen Studenten, Schülern, Auszubildenden oder Praktikanten. Ansonsten 4,90€ im Monat.\u003C\u002Fp>","\u003Cp>Girokonto kostenlos bei mind. 700€ Geldeingang p.M.\u003Cbr>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Ebenfalls kostenlos unter 28 Jahren und Student, Schüler, Auszubildender oder Praktikant, 3 Zahlungen über Apple Pay\u002FGoogle Pay p.M. oder einer Order\u002Feiner Sparplanausführung p.M. auf dem Comdirect-Depot, sonst 4,90€.\u003C\u002Fp>","\u003Cp>Es gibt 100€ Bonus für ein Girokonto bei Comdirect. Voraussetzung: Zustimmung zum Erhalt werblicher E-Mails und dass in mindestens 2 von 4 Monaten nach Kontoeröffnung jeweils 700€ oder mehr eingehen. Die Prämie wird im 4. Monat nach Kontoeröffnung gutgeschrieben.\u003Cbr>\u003Cbr>\u003C\u002Fp>","\u003Cp>🔴 Klimaschutz: 38%\u003C\u002Fp>\n\u003Cp>🟡 Korruption: 75%\u003C\u002Fp>\n\u003Cp>🔴 Gender Equality: 32%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 40%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 66%\u003C\u002Fp>\n\u003Cp>🔴 Biodiversität: 33%\u003C\u002Fp>\n\u003Cp>🔴 Steuern: 27%\u003C\u002Fp>","Es gibt 100€ Bonus für ein Girokonto bei Comdirect. Voraussetzung: Zustimmung zum Erhalt werblicher E-Mails und dass in mindestens 2 von 4 Monaten nach Kontoeröffnung jeweils 700€ oder mehr eingehen. 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an Geldautomaten der Deutschen Bank mit Einzahlfunktion\u003C\u002Fp>","\u003Cp>Mastercard direkt mit Bonitätsvoraussetzung kostenlos, ohne Bonitätsvoraussetzung kostet die Karte 1€ p.M.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Das Top-Girokonto ist kostenlos, wenn du unter 30 Jahre bist oder ab 500€ Geldeingang pro Monat hast. 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Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fp>\n\u003Cp>Nicht möglich im Gemeinschaftskonto\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 40%\u003C\u002Fp>\n\u003Cp>🟡 Korruption: 72%\u003C\u002Fp>\n\u003Cp>🔴 Gender Equality: 38%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 56%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 65%\u003C\u002Fp>\n\u003Cp>🟡 Biodiversität: 41%\u003C\u002Fp>\n\u003Cp>🔴 Steuern: 17%\u003C\u002Fp>","Neukunden schließen mit dem Top-Girokonto in einem Schritt ebenfalls ein kostenloses Top-Zinskonto (Tagesgeldkonto) ab und ziehen bis zum 30.11.2026 über den Online-Kontowechselservice mind. 3 Zahlungspartner um. 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data-sheets-value=\"{"1":2,"2":"Prozentsatz der bei Kartentransaktionen in Fremdwährung zusätzlich zu dem von Visa angewandten Wechselkurs berechnet wird"}\" data-sheets-userformat=\"{"2":13057,"3":{"1":0},"11":4,"12":0,"15":"Arial","16":11}\">2% Wechselkursaufschlag; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Prozentsatz der bei Kartentransaktionen in Fremdwährung zusätzlich zu dem von Visa angewandten Wechselkurs berechnet wird"}\" data-sheets-userformat=\"{"2":13057,"3":{"1":0},"11":4,"12":0,"15":"Arial","16":11}\">Abhebegebühr, daneben können weitere Umtauschgebühren anfallen; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Sparkonto (Unterkonto ohne eigene IBAN) mit 0,5% p.a. 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sind Konten unter deinem Hauptkonto. Man kann es sich vorstellen, wie Unterordner bei einem Dateisystem. So können verschiedene Geldbeträge sortiert werden. Zum Beispiel kann ein Unterkonto genutzt werden, um für ein bestimmtes Ziel zu sparen.\u003C\u002Fp>",0,{},{"content":3822,"dropCap":16,"anchor":3823},"Unterkonten sind Konten unter deinem Hauptkonto. Man kann es sich vorstellen, wie Unterordner bei einem Dateisystem. So können verschiedene Geldbeträge sortiert werden. Zum Beispiel kann ein Unterkonto genutzt werden, um für ein bestimmtes Ziel zu sparen.","",{"innerBlocks":3825,"name":3826,"postId":3817,"originalContent":3827,"get_parent":3828,"attributes":3829,"dynamicContent":35},[],"core\u002Fheading","\u003Ch2 class=\"wp-block-heading\">Was sollte man beachten bei Unterkonten?\u003C\u002Fh2>",{},{"content":3830,"level":62,"anchor":3823},"Was sollte man beachten bei Unterkonten?",{"innerBlocks":3832,"name":3816,"postId":3817,"originalContent":3833,"get_parent":3834,"attributes":3835,"dynamicContent":35},[],"\u003Cp>Unterkonten können je nach Bank sehr unterschiedlich ausgestaltet sein. Je nach Bank gibt es unterschiedliche Bezeichnungen für Unterkonten. So findet man häufig den Begriff Pocket, Space, Vault oder eben schlicht Unterkonto. Nicht immer handelt es sich um echte Konten mit einer eigenen IBAN.\u003C\u002Fp>",{},{"content":3836,"dropCap":16,"anchor":3823},"Unterkonten können je nach Bank sehr unterschiedlich ausgestaltet sein. Je nach Bank gibt es unterschiedliche Bezeichnungen für Unterkonten. So findet man häufig den Begriff Pocket, Space, Vault oder eben schlicht Unterkonto. Nicht immer handelt es sich um echte Konten mit einer eigenen IBAN.",{"innerBlocks":3838,"name":3826,"postId":3817,"originalContent":3839,"get_parent":3840,"attributes":3841,"dynamicContent":35},[],"\u003Ch3 class=\"wp-block-heading\">Kosten\u003C\u002Fh3>",{},{"content":3842,"level":74,"anchor":3823},"Kosten",{"innerBlocks":3844,"name":3816,"postId":3817,"originalContent":3845,"get_parent":3846,"attributes":3847,"dynamicContent":35},[],"\u003Cp>In der Regel sind Unterkonten in der Kontoführungsgebühr inklusive. Verlassen sollte man sich darauf aber nicht. Bei den meisten Banken steht dir für ein Kontomodell eine bestimmte Anzahl von Unterkonten zur Verfügung. Möchtest du hingegen mehr Unterkonten haben, musst du dafür in einen anderen Tarif wechseln.\u003C\u002Fp>",{},{"content":3848,"dropCap":16,"anchor":3823},"In der Regel sind Unterkonten in der Kontoführungsgebühr inklusive. Verlassen sollte man sich darauf aber nicht. Bei den meisten Banken steht dir für ein Kontomodell eine bestimmte Anzahl von Unterkonten zur Verfügung. Möchtest du hingegen mehr Unterkonten haben, musst du dafür in einen anderen Tarif wechseln.",{"innerBlocks":3850,"name":3826,"postId":3817,"originalContent":3851,"get_parent":3852,"attributes":3853,"dynamicContent":35},[],"\u003Ch3 class=\"wp-block-heading\">Echte Unterkonten mit eigener IBAN\u003C\u002Fh3>",{},{"content":3854,"level":74,"anchor":3823},"Echte Unterkonten mit eigener IBAN",{"innerBlocks":3856,"name":3816,"postId":3817,"originalContent":3857,"get_parent":3858,"attributes":3859,"dynamicContent":35},[],"\u003Cp>Je nach Tarif bieten Banken auch die Option, Unterkonten mit einer jeweils eigenen IBAN zu eröffnen. Nur dann handelt es sich um echte Konten, die Zahlungen tätigen können. Eine eigene IBAN hat den Vorteil, dass du etwa direkt vom Unterkonto eine Rechnung begleichen oder Geld dorthin überweisen kannst.\u003C\u002Fp>",{},{"content":3860,"dropCap":16,"anchor":3823},"Je nach Tarif bieten Banken auch die Option, Unterkonten mit einer jeweils eigenen IBAN zu eröffnen. Nur dann handelt es sich um echte Konten, die Zahlungen tätigen können. Eine eigene IBAN hat den Vorteil, dass du etwa direkt vom Unterkonto eine Rechnung begleichen oder Geld dorthin überweisen kannst.",{"innerBlocks":3862,"name":3816,"postId":3817,"originalContent":3863,"get_parent":3864,"attributes":3865,"dynamicContent":35},[],"\u003Cp>Ohne eigene IBAN dient das Unterkonto nur zu deiner eigenen Übersicht. Möchtest du Geld empfangen oder überweisen, musst du immer über das Hauptkonto gehen. Trotzdem sind solche Unterkonten sinnvoll, um Geld für verschiedene Zwecke zurückzulegen.\u003C\u002Fp>",{},{"content":3866,"dropCap":16,"anchor":3823},"Ohne eigene IBAN dient das Unterkonto nur zu deiner eigenen Übersicht. Möchtest du Geld empfangen oder überweisen, musst du immer über das Hauptkonto gehen. Trotzdem sind solche Unterkonten sinnvoll, um Geld für verschiedene Zwecke zurückzulegen.",{"innerBlocks":3868,"name":3826,"postId":3817,"originalContent":3869,"get_parent":3870,"attributes":3871,"dynamicContent":35},[],"\u003Ch2 class=\"wp-block-heading\">Vorteile von Unterkonten\u003C\u002Fh2>",{},{"content":3872,"level":62,"anchor":3823},"Vorteile von Unterkonten",{"innerBlocks":3874,"name":3816,"postId":3817,"originalContent":3875,"get_parent":3876,"attributes":3877,"dynamicContent":35},[],"\u003Cp>Unterkonten sind sinnvoll, um Struktur in deine Finanzen zu bringen. Sie erleichtern dir, den Überblick zu behalten und können zum Sparen motivieren.\u003C\u002Fp>",{},{"content":3878,"dropCap":16,"anchor":3823},"Unterkonten sind sinnvoll, um Struktur in deine Finanzen zu bringen. Sie erleichtern dir, den Überblick zu behalten und können zum Sparen motivieren.",{"innerBlocks":3880,"name":3887,"postId":3817,"originalContent":3888,"get_parent":3889,"attributes":3890,"dynamicContent":35},[3881],{"innerBlocks":3882,"name":3883,"postId":3817,"blockType":35,"originalContent":3884,"order":3819,"get_parent":3885,"attributes":3886,"attributesType":35,"dynamicContent":35},[],"core\u002Flist-item","\u003Cli>\u003Cstrong>Besser sparen\u003C\u002Fstrong>\u003Cstrong>\u003Cbr>\u003C\u002Fstrong>Mit Unterkonten kannst du für verschiedene Zwecke sparen und die Beträge getrennt verwahren. Zum Beispiel kannst du eine Urlaubskasse anlegen oder Geld für das nächste Handy zurücklegen. \u003C\u002Fli>",{},[],"core\u002Flist","\u003Cul>\u003C\u002Ful>",{},{"ordered":16,"values":3823,"anchor":3823},{"innerBlocks":3892,"name":3887,"postId":3817,"originalContent":3888,"get_parent":3898,"attributes":3899,"dynamicContent":35},[3893],{"innerBlocks":3894,"name":3883,"postId":3817,"blockType":35,"originalContent":3895,"order":3819,"get_parent":3896,"attributes":3897,"attributesType":35,"dynamicContent":35},[],"\u003Cli>\u003Cstrong>Übersicht deiner Ausgaben\u003C\u002Fstrong>\u003Cstrong>\u003Cbr>\u003C\u002Fstrong>Auch für mehr Übersicht über deine Ausgaben kannst du Unterkonten nutzen. Insbesondere bei unregelmäßigen Ausgaben kannst du monatlich einen regelmäßigen Betrag ansparen und die kommende Rechnung dann vom Unterkonto begleichen.\u003C\u002Fli>",{},[],{},{"ordered":16,"values":3823,"anchor":3823},[3901],{"title":3902,"link":3903},"Mit Unterkonto","\u002Fcomparison\u002Fgirokonto\u002Fmit-unterkonten\u002F","cG9zdDozMDUzNDE5",{"__typename":3906,"metaDesc":3823,"opengraphType":3907,"opengraphTitle":3908,"opengraphSiteName":3909,"opengraphImage":35,"metaRobotsNoindex":3910,"metaRobotsNofollow":3911,"opengraphDescription":3912,"opengraphModifiedTime":3823,"opengraphPublishedTime":3823,"twitterTitle":3823,"twitterDescription":3823,"title":3908,"readingTime":62},"PostTypeSEO","article","Mit Unterkonto - Staging Finanzfluss","Staging Finanzfluss","noindex","follow","Unterkonten sind Konten unter deinem Hauptkonto. Man kann es sich vorstellen, wie Unterordner bei einem Dateisystem. So können verschiedene Geldbeträge sortiert werden. Zum Beispiel kann ein Unterkonto genutzt werden, um für ein bestimmtes Ziel zu sparen. Was sollte man beachten bei Unterkonten? Unterkonten können je nach Bank sehr unterschiedlich ausgestaltet sein. Je nach Bank gibt […]","\u002Fvergleich\u002Fgirokonto\u002Fmit-unterkonten\u002F","sub-comparison",1783332084936]