[{"data":1,"prerenderedAt":14525},["ShallowReactive",2],{"comparison-festgeld-3-monate":3},{"directusData":4,"page":14500,"uri":14523,"type":14524},{"id":5,"slug":6,"title":7,"text":8,"date_updated":9,"factsheet":10,"show_calculator":15,"show_filter":16,"show_layout_toggle":16,"default_parameters":17,"default_filter_parameters":25,"items_filter":25,"custom_table_columns":25,"table_sort":34,"disclaimer":45,"selected_alt_product_name":25,"parent_awards":25,"award_highlight":46,"tags":25,"award_1_label":47,"comparison":48,"user_created":154,"award_1_item":157,"items":159,"table_columns":14476,"product_selection_title":54},29,"3-monate","Festgeld über 3 Monate","\u003Ch2>Festgeldzinsen 3 Monate (07\u002F2026)\u003C\u002Fh2>\n\u003Cp>Festgeld über 3 Monate bietet eine risikoarme Anlagemöglichkeit für kurzfristige Sparziele. Mit festen Zinsen und Einlagensicherung ist es eine gute Wahl für all diejenigen, die eine sichere, wenn auch geringe Rendite wünschen und auf kurzfristige Liquidität verzichten können.\u003C\u002Fp>","2026-07-01T09:10:30.298Z",[11],{"label":12,"value":13,"icon":14},"Vergleichs-kriterien","11","list",true,false,[18,22,26,30],{"key":19,"value":20,"title":21},"amount","15000","Anlagebetrag",{"title":23,"key":24,"value":25},"Staat","countries",null,{"key":27,"value":28,"title":29},"maturity","3","Anlagedauer (Monate)",{"key":31,"value":32,"title":33},"provider","bank","Anbieter",[35,39,42],{"label":36,"key":37,"sort":38,"default_sort":15},"Zinsertrag","interest_return","desc",{"label":40,"key":41,"sort":38,"default_sort":16},"Zinsen p.a.","interest_rate",{"label":43,"key":44,"sort":38,"default_sort":16},"Note","interest_classification","\u003Cp data-pm-slice=\"1 1 []\">Quelle: Zins- und Produktdaten von biallo.de\u003C\u002Fp>\n\u003Cp>Hinweis: Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. In unserem Vergleich geben wir nur Informationen an, die auch auf den Webseiten der Anbieter zur Verfügung stehen. Informationen aus sozialen Medien oder anderen Quellen werden nicht berücksichtigt. Unser Vergleich ist umfassend, aber bietet keinen vollständigen Marktüberblick. Länderratings sind nicht als Anlageempfehlung zu verstehen, sondern als Information für deine Anlageentscheidung. Wie wir die Produkte bewerten, findest du in \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vR2Am1F4ADoGYG33cSWUK9veGwTf_r3hlOSPqqZukif9fRL-8aHYbrKYs-opYHxr_GlVqmeDwxtJk16\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp>*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>","Null","Testsieger",{"title":49,"slug":50,"date_updated":51,"factsheet":52,"product_selection_title":54,"default_parameters":55,"table_columns":66,"table_sort":146,"disclaimer":45,"user_created":150},"Festgeld-Vergleich","festgeld","2026-07-01T09:09:00.929Z",[53],{"label":12,"value":13,"icon":14},"Deine Festgeld Auswahl",[56,58,59,61,65],{"key":31,"value":57,"title":33},"",{"key":19,"value":20,"title":21},{"key":27,"value":60,"title":29},"24",{"title":62,"key":63,"value":64},"Nur FF Empfehlungen","recommendedOnly","true",{"title":23,"key":24,"value":25},[67,68,72,76,82,85,89,91,94,97,102,105,108,114,120,123,130,134,139,143],{"label":33,"key":31,"type":31,"active":15},{"label":69,"key":70,"type":71,"active":15},"Produktname","label","product",{"label":73,"key":74,"type":75,"active":15},"Angebot","url","cta",{"label":77,"key":78,"type":79,"active":15,"mobile_rank":80,"description":81},"Ø Zinsen p.a.","annual_interest_rate_placeholder","text",1,"\u003Cp data-pm-slice=\"1 1 ["list",{},"list_item",{"indent":1,"type":"bulleted"}]\">Hier geben wir den durchschnittlichen Zins pro Jahr an. Dabei berücksichtigen wir deinen Anlagebetrag, deine Anlagedauer und die eventuelle Verzinsung der im Zeitraum ausgeschütteten Zinsgutschriften.\u003C\u002Fp>",{"label":36,"key":37,"type":79,"active":15,"description":83,"mobile_rank":84},"\u003Cp>Die Rendite, die du für das Anlegen des Geldbetrags bei der Bank über den festgelegten Zeitraum erhältst.\u003C\u002Fp>",2,{"label":43,"key":44,"type":86,"active":15,"mobile_rank":25,"sortable":15,"sort_options":87,"description":88},"interestClassification",[38],"\u003Cp>Wenn du wissen möchtest, wie wir getestet haben, dann kannst du dir \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vR2Am1F4ADoGYG33cSWUK9veGwTf_r3hlOSPqqZukif9fRL-8aHYbrKYs-opYHxr_GlVqmeDwxtJk16\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa> ansehen.\u003C\u002Fp>",{"label":40,"key":41,"type":90,"active":15,"sortable":16,"mobile_rank":25},"multitext",{"label":92,"key":93,"type":79,"active":15},"Anlagedauer","time_period",{"label":95,"key":96,"type":79,"active":15,"mobile_rank":25},"Zeitpunkt Zinsgutschrift","time_of_interest_credit",{"label":98,"key":99,"type":100,"active":15,"description":101},"Zinseszins","compound_interest","check","\u003Cp data-pm-slice=\"1 1 ["list",{},"list_item",{"indent":2,"type":"bulleted"}]\">Die Berechnung berücksichtigt den Zinseszinseffekt,, der durch die Wiederanlage der Erträge entsteht.\u003C\u002Fp>",{"label":103,"key":104,"type":79,"active":15},"Min. Betrag","min_deposit",{"label":106,"key":107,"type":79,"active":15},"Maximalbetrag","max_deposit",{"label":109,"key":110,"type":111,"active":15,"description":112,"mobile_rank":113},"Einlagensicherung","country","flag","\u003Cp>Die Einlagensicherung für alle Angebote liegt bei 100.000€, mit Ausnahme von Großbritannien (85.000 GBP) und Schweden (1.050.000 SEK).\u003C\u002Fp>",3,{"label":115,"key":116,"type":79,"active":15,"description":117,"filterable":16,"filter_type":25,"filter_options":25,"filter_condition":118,"mobile_rank":119},"Länderrating S&P","sp_rating","\u003Cp>S&P-Länderrating: Das Rating von Standard & Poor’s bewertet die Kreditwürdigkeit eines Staates, also wie wahrscheinlich es ist, dass ein Land seine finanziellen Verpflichtungen erfüllen kann. Je besser das Rating, desto geringer gilt in der Regel das Ausfallrisiko.\u003C\u002Fp>\n\u003Cp>Wir listen nur \"Investment Grade\" (anlagewürdige) Angebote mit einem Länderrating von mindestens AA-. \u003C\u002Fp>","contains",4,{"label":121,"key":122,"type":100,"active":15,"filterable":16,"filter_type":25,"filter_options":25,"filter_condition":118},"Autom. Abführung KapSt","auto_tax_deduction",{"label":124,"key":125,"type":126,"active":16,"sortable":16,"options":127},"Kontoverwaltung","supported_platforms","image",[128,129],"transparent","to-be-added-fallback",{"label":131,"key":132,"type":79,"active":15,"description":133},"Zinsportal","marketplace","\u003Cp>Mit Zinsportalen kannst du mit einem Nutzerkonto deine Tages- und Festgelder bei verschiedenen Banken anlegen.\u003C\u002Fp>",{"label":135,"key":136,"type":79,"active":15,"options":137,"mobile_rank":25},"Kündigung","cancel",[138],"clamped-text",{"label":140,"key":141,"type":100,"active":15,"custom_cta":140,"description":142},"Empfehlung","ff_recommended","\u003Cp>Finanzfluss empfiehlt ausschließlich Angebote von Banken innerhalb der EU. Diese müssen durch die europäische Einlagensicherung geschützt sein und aus Ländern stammen, die ein S&P-Länderrating von mindestens AA- aufweisen. Darüber hinaus sollte die automatische Abführung der Kapitalertragsteuer gewährleistet sein.\u003C\u002Fp>",{"label":144,"key":145,"type":79,"active":15,"filter_type":79},"Besonderheiten","features",[147,148,149],{"label":36,"key":37,"sort":38,"default_sort":15},{"label":40,"key":41,"sort":38,"default_sort":16},{"label":43,"key":44,"sort":38,"default_sort":16},{"first_name":151,"last_name":152,"avatar":153},"Tom","Reimann","368820a7-cf01-4bb2-9527-143b0bad0395",{"first_name":151,"last_name":152,"avatar":153,"image":155},{"id":153,"filename_download":156},"IMG_0198.png",[158],{"item":25},[160,234,324,407,477,540,604,668,723,773,845,884,929,995,1027,1096,1169,1219,1276,1318,1359,1408,1460,1496,1548,1591,1650,1709,1748,1798,1844,1878,1920,1979,2046,2077,2123,2167,2202,2252,2295,2333,2367,2418,2465,2520,2558,2598,2638,2691,2746,2781,2832,2872,2911,2956,3004,3048,3082,3126,3165,3213,3246,3281,3315,3345,3394,3450,3501,3547,3601,3644,3709,3754,3811,3864,3895,3942,3981,4035,4080,4118,4159,4197,4231,4287,4340,4385,4435,4483,4525,4575,4622,4666,4720,4754,4801,4847,4898,4941,4983,5021,5062,5112,5154,5194,5234,5277,5318,5368,5427,5479,5538,5587,5638,5677,5729,5778,5818,5859,5899,5923,5957,5996,6034,6078,6117,6155,6199,6255,6307,6342,6383,6436,6491,6534,6581,6628,6722,6757,6794,6845,6886,6916,6965,7008,7057,7109,7146,7205,7253,7295,7346,7374,7435,7471,7508,7572,7615,7666,7709,7741,7782,7823,7866,7907,7945,7969,8009,8035,8085,8130,8171,8202,8220,8251,8294,8340,8385,8423,8453,8502,8537,8572,8597,8637,8688,8712,8755,8789,8830,8861,8896,8935,8966,9022,9040,9077,9097,9146,9173,9193,9239,9270,9344,9390,9418,9461,9519,9561,9602,9637,9679,9716,9765,9803,9829,9872,9919,9936,9971,10028,10056,10117,10193,10235,10287,10338,10367,10418,10473,10507,10541,10581,10600,10645,10678,10724,10760,10800,10852,10895,10939,10973,11006,11063,11106,11133,11151,11189,11241,11289,11326,11361,11420,11438,11457,11515,11548,11607,11628,11689,11738,11793,11833,11883,11916,11965,11999,12021,12085,12109,12140,12189,12220,12241,12281,12305,12351,12392,12413,12459,12499,12563,12606,12630,12665,12705,12744,12763,12796,12836,12880,12919,12963,13013,13081,13144,13182,13211,13251,13297,13347,13398,13441,13489,13507,13552,13598,13638,13667,13704,13745,13792,13819,13866,13894,13948,13980,14001,14021,14039,14075,14103,14125,14160,14176,14215,14245,14287,14320,14341,14362,14377,14404,14430,14448],{"item":161},{"cancel_early":25,"app_ios":16,"auto_tax_deduction":15,"ff_recommended":15,"interests_duration_1_month":16,"onlinebanking":16,"compound_interest":15,"account_setup_videoident":25,"app_android":16,"frontend_ready":15,"id":162,"cancel_early_description":25,"label_description":25,"interest_terms_description":25,"automatic_prolongation_description":25,"features":163,"ff_recommended_value":25,"interest_return_description":25,"additional_callout_description":25,"special_feats":25,"cancel":164,"interests":165,"special_features":25,"automatic_prolongation":25,"rating":25,"interest_terms":25,"interest_rate":198,"time_period":25,"label":199,"url":57,"status":200,"alt_product_name_3":25,"alt_product_name_2":25,"selected_alt_product_name":25,"alt_product_name_1":25,"additional_callout":25,"max_deposit":201,"min_deposit":202,"marketplace":203,"affiliatelink":57,"taxes":204,"sp_rating":205,"country":206,"biallo_id":207,"deposit_guarantee":208,"time_of_interest_credit":209,"date_updated":210,"date_created":211,"user_updated":212,"user_created":213,"online_banking":214,"supported_platforms":215,"provider":229,"branches":16},53,"Sparbriefe: Typ N mit Zinsansammlung, Typ NZ mit jährlicher Zinsausschüttung.","Festgeld-Vertrag endet bei Laufzeitende automatisch, keine separate Kündigung nötig.",[166,173,179,184,189,194],{"laufzeit":167,"zinsen":168,"kumuliert":16,"url":57},24,[169],{"ab":170,"zins":171,"classification":172},1000,2.5,70,{"laufzeit":174,"zinsen":175,"kumuliert":16,"url":57},36,[176],{"ab":170,"zins":177,"classification":178},3.02,95,{"laufzeit":180,"zinsen":181,"kumuliert":16,"url":57},48,[182],{"ab":170,"zins":183,"classification":178},3.05,{"laufzeit":185,"zinsen":186,"kumuliert":16,"url":57},60,[187],{"ab":170,"zins":188,"classification":178},3.06,{"laufzeit":190,"zinsen":191,"kumuliert":16,"url":57},84,[192],{"ab":170,"zins":188,"classification":193},82.5,{"laufzeit":195,"zinsen":196,"kumuliert":16,"url":57},120,[197],{"ab":170,"zins":188,"classification":193},"1","Alte Leipziger Sparbrief","published","–","1.000€","Bank","Automatische Abfuhr der Abgeltungsteuer","AAA","DE","1-O6-1","100.000 € \u002F Person abgesichert durch die deutsche Einlagensicherung.","Jährlich","2026-07-01T11:01:32.378Z","2023-08-11T09:32:12.571Z","76e28409-ef1b-4b05-9429-d888fbce0e93","004fef57-da48-49db-adbe-0c7a74a745a7",[],[216,217,218,219,220,221,222,223,224,225,226,227,228],1758,2590,2591,2592,3424,3425,3426,4255,4256,4257,5086,5087,5088,{"label":230,"tan_method_value":25,"tan_method_description":25,"ident_method_value":25,"ident_method_description":25,"customer_support":25,"customer_support_description":25,"app_rating_value":25,"app_rating_description":25,"branches":16,"branches_description":25,"bic":25,"app_rating":25,"logo":231},"Alte Leipziger",{"id":232,"filename_download":233},"75ae9438-db96-4ba6-94b1-683999c43116","alte-leipziger-logo-wide.svg",{"item":235},{"cancel_early":25,"app_ios":16,"auto_tax_deduction":16,"ff_recommended":16,"interests_duration_1_month":16,"onlinebanking":16,"compound_interest":16,"account_setup_videoident":25,"app_android":16,"frontend_ready":16,"id":236,"cancel_early_description":25,"label_description":25,"interest_terms_description":25,"automatic_prolongation_description":25,"features":237,"ff_recommended_value":25,"interest_return_description":25,"additional_callout_description":25,"special_feats":25,"cancel":164,"interests":238,"special_features":25,"automatic_prolongation":25,"rating":25,"interest_terms":25,"interest_rate":57,"time_period":25,"label":290,"url":244,"status":200,"alt_product_name_3":291,"alt_product_name_2":292,"selected_alt_product_name":293,"alt_product_name_1":294,"additional_callout":25,"max_deposit":295,"min_deposit":202,"marketplace":203,"affiliatelink":296,"taxes":297,"sp_rating":298,"country":299,"biallo_id":300,"deposit_guarantee":301,"time_of_interest_credit":201,"date_updated":302,"date_created":303,"user_updated":212,"user_created":213,"online_banking":304,"supported_platforms":305,"provider":319,"branches":16},59,"Zinsauszahlungen jährlich oder am Ende der 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